Social Security Numbers and US Credit Cards

Summer 2010 CSANews Issue 75  |   Posted date : Jul 20, 2010.Back to list

Bird talk - Le Jaseur
Dear Bird Talk,

Like many snowbirds, I often get asked for my social security number (SSN) for financial purposes, such as applying for credit cards. In particular, AMEX will not provide a card unless I provide an SSN, and I particularly want an AMEX card because it is the only one Costco accepts. (I could use my Canadian AMEX card, but they will add 2.5% to my purchases to service the currency exchange.) It was suggested that I get an IRS taxpayer identification number (TIN), but the IRS website states clearly that one should not apply for a TIN only for identification purposes and that one must submit a U.S. tax return with the application. This doesn't seem to be a desirable alternative. I would be interested in other solutions that people have found.

Maureen Stewart
Ontario



Response:
Ed: So would I.

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