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Snowbird Cruise Alert!
Posted date : Sep 17, 2010.
Snowbird Cruise Alert! - We have all read our travel insurance policies, haven't we? Do we really understand what they say?I want to point out the difference between r....   Read more...

Uncertainty... Something that Nobody can Predict or Guarantee
Posted date : May 27, 2010.
Uncertainty... Something that Nobody can Predict or Guarantee - I hate uncertainty!I am not sure where they even came up with such a dumb word, yet it is everywhere. In the insurance business, it is a time ....   Read more...

Sometimes, You Should Refuse to Wait
Posted date : Sep 22, 2009.
Sometimes, You Should Refuse to Wait - There is not much that is more frustrating than waiting in a doctor's office to have your appointment…you know, your appointment that was booked....   Read more...

Pricing Your Policy
Posted date : Jul 21, 2009.
Pricing Your Policy - Every year, during the months of April and May, actuaries, mathematicians and underwriters gather in little rooms in several cities of Can....   Read more...

Travel Insurance at its Worst, but not through Medipac!
Posted date : Apr 30, 2009.
Travel Insurance at its Worst, but not through Medipac! - The more you travel…the more you know that you need travel insurance. The more you learn about travel insurance…the more you know that you need ....   Read more...

The Pitfalls of Snowbird Insurance
Posted date : Dec 23, 2008.
The Pitfalls of Snowbird Insurance - As related by Paul Burdette, Lifetime CSA MemberLast year, my wife and I went away as usual to Florida for the winter. When I purchased our in....   Read more...

My Advice – Buy Medipac Early Bird
Posted date : Jul 22, 2008.
My Advice – Buy Medipac Early Bird - It's time to put on my insurance hat – it's Early Bird insurance time and most of our readers will have already received their insurance packages. B....   Read more...

The Deadly Realities of the U.S. Health-Care System
Posted date : May 24, 2008.
The Deadly Realities of the U.S. Health-Care System - In Cuba, the cost of an asthma puffer is five cents! In the U.S. health-care system, it costs $110.00! Michael Moore's movie "Sicko" is very entertain....   Read more...

Medipac Just Added a Plus!
Posted date : Oct 17, 2007.
Medipac Just Added a Plus! - Some Plans Deal With Negatives. Medipac Just Added a Plus!Your has two primary engines – your heart, to circulate life-giving blood to your ent....   Read more...

Your Claim and What the Government Paid
Posted date : Aug 07, 2007.
Your Claim and What the Government Paid - Do you have any idea how many idiots (oops, sorry, I meant to say people) hop on a plane and take a quick vacation to Disneyland, drop in to Las Vegas....   Read more...

An Insurance Story
Posted date : Jun 06, 2007.
An Insurance Story - Dear Bird Talk, One of my vices is writing LONG letters, but I will try to keep this short if I can!My husband and I have been members of CSA for many....   Read more...

Insurance Update Issue 61
Posted date : Jun 01, 2007.
Insurance Update Issue 61 - At the recent Canadian Snowbird Association board meeting, Roland Bélanger, the CSA’s Quebec Director, passed me a piece of history. It was a mid-1....   Read more...

Insurance Update Issue 60
Posted date : May 30, 2007.
Insurance Update Issue 60 - I met Mr. Kitt in the parking lot this morning, at about 7:30 a.m. He had left Manitoulin Island at about midnight on the previous night and, after a ....   Read more...

Rates DOWN!... Benefits UP!
Posted date : May 28, 2007.
Rates DOWN!... Benefits UP! - It's about time! Over the past two years, as our Canadian dollar has strengthened, Medipac has warily been passing on rate reductions to our best clie....   Read more...

Pro-Rate - Another $Million Reasons to Buy Medipac
Posted date : May 27, 2007.
Pro-Rate - Another $Million Reasons to Buy Medipac - We recently received one angry letter. The words were unfit to print but the message was clear, we had a very unhappy client. In a nutshell, this w....   Read more...

I Love Prince Edward Island
Posted date : May 25, 2007.
I Love Prince Edward Island - Christmas is imminent; a federal election is looming; CSA's Special Government Report is going to press; and P.E.I. has quietly made a dramatic change....   Read more...

The Evolution of the Snowbird Market
Posted date : May 23, 2007.
The Evolution of the Snowbird Market - And I thought that the travel health insurance market had finally matured! Wrong! After 25 years in this high risk business (and I love it), I natural....   Read more...

The Early Bird has Landed...
Posted date : May 20, 2007.
The Early Bird has Landed... - Medipac has been negotiating with Manulife over the past few months and the results of our vigorous discussions have just landed in your mailbox. It i....   Read more...

Honesty is the Best insurance Policy
Posted date : May 17, 2007.
Honesty is the Best insurance Policy - May I first welcome many of you back to Canada from your splendid winter vacation. I must say that you missed a lot in your absence – tons of snow, ....   Read more...

Insurance Update Issue 53
Posted date : May 16, 2007.
Insurance Update Issue 53 - The 2004-2005 snowbird travel season is starting out with the roar of a lion. Medipac has attracted almost 1,000 new clients this year who have primar....   Read more...

Happiness is Early Bird
Posted date : May 10, 2007.
Happiness is Early Bird - Well, that might be “pushing the envelope,” as they say. Our phones have already been ringing with requests for Early Bird insurance information. ....   Read more...

Continuing Upheaval in the U.S. Health Care Business
Posted date : Apr 25, 2007.
Continuing Upheaval in the U.S. Health Care Business - Last year was a difficult year in the travel insurance business. A turf war is currently going on between the U.S. hospital groups and what are known ....   Read more...

The True Experts Have Spoken
Posted date : Apr 20, 2007.
The True Experts Have Spoken - Medipac has dozens of travel medical experts, working every day, reviewing policy and application language, researching medical conditions, dissecting....   Read more...

It Is Just Not Fair
Posted date : Apr 15, 2007.
It Is Just Not Fair - Insurance, as we all know, is just a game of averages. We each pay our premiums and hope that we will never have to make a claim. In travel insurance ....   Read more...

Thanks, Patsy!
Posted date : Apr 09, 2007.
Thanks, Patsy! - I was speaking with Patsy Clyke, Medipac's Vice President of Operations, today, and I was trying to determine what questions were being asked of our s....   Read more...

The Snowbird Annual Plan
Posted date : Apr 06, 2007.
The Snowbird Annual Plan - We all know that snowbirds are special people. They are more active, more curious, more adventurous, friendlier and they certainly travel more than mo....   Read more...

The Real Insurance Expert?� Our Client
Posted date : Apr 05, 2007.
The Real Insurance Expert?� Our Client - In our July 2001 issue of CSANews, our annual survey asked you to give us comments and suggestions to improve the Medipac Travel Insurance Program. Ou....   Read more...

Pre-ex Clauses Look the Same: But They're NOT!
Posted date : Apr 03, 2007.
Pre-ex Clauses Look the Same: But They're NOT! - "I am annoyed at Mr. Quigley's defense of Medipac Travel Insurance each year. Prior to our trip each year I check rates and Medipac are never, repeat ....   Read more...

Your Rates are Too High!
Posted date : Apr 01, 2007.
Your Rates are Too High! - We have received several letters from people who received Medipac's Travel Insurance Package and they all had a similar, and all too familiar, complai....   Read more...

Your Thoughts and Questions Answered
Posted date : Mar 09, 2007.
Your Thoughts and Questions Answered - I recently received a very thoughtful letter from a retired actuary who had worked for many years in the Canadian insurance industry. He made several ....   Read more...

Early Bird Issues
Posted date : Mar 08, 2007.
Early Bird Issues - Insurance companies hate to set premium rates without ALL the claims information from the previous year, and the year before, and the year before that....   Read more...

Insurance Update Issue 36
Posted date : Mar 06, 2007.
Insurance Update Issue 36 - We get literally thousands of requests for information at Medipac, on every aspect of Travel Insurance. After all the dust settles and all the informa....   Read more...

More on Pre-Existing Conditions
Posted date : Mar 04, 2007.
More on Pre-Existing Conditions - We now realize that medical questions are asked on an insurance application to determine your eligibility for a policy and the price you must pay. The....   Read more...

The Dreaded Pre-Existing Condition Clause
Posted date : Mar 03, 2007.
The Dreaded Pre-Existing Condition Clause - I want to start off by telling you that the pre-existing clause is, normally, a wonderful thing!! What your insurer is telling you is that they WILL c....   Read more...

Out-of-Country Travel Medical Insurance: Most Common Misinterpretations
Posted date : Mar 02, 2007.
Out-of-Country Travel Medical Insurance: Most Common Misinterpretations - It still surprises us when people say that Medipac won't cover their pre-existing condition. The truth is, that we are one of the companies that will,....   Read more...