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Tax-Free Savings Accounts: What You Need to Know
Posted date : Sep 02, 2011.
Tax-Free Savings Accounts: What You Need to Know - TFSAs offer Canadians an intriguing way to save for their retirement Tax-Free Savings Accounts (TFSAs for short) aren't exactly new – they ....   Read more...

Are Home Equity Loans a Viable Financial Strategy?
Posted date : Jul 08, 2011.
Are Home Equity Loans a Viable Financial Strategy? - Things To Consider Before You Take Out a Home Equity LoanHave you seen the commercials about "home equity loans" or "reverse mortgages?" You know,....   Read more...

How to Make an Effective Charitable Donation - A Six Step Process to Ensure That You Get the Biggest Bang For Your Charitable Buck
Posted date : May 06, 2011.
How to Make an Effective Charitable Donation - A Six Step Process to Ensure That You Get the Biggest Bang For Your Charitable Buck - Of all the things we do in life, there are few more satisfying than making a charitable gift. Whether it's for a medical cause that needs fund....   Read more...

The Ins and Outs of Dividend Investing
Posted date : Sep 17, 2010.
The Ins and Outs of Dividend Investing - Looking for income and growth? Look for dividends.Lately, investors have been faced with a difficult choice. On one hand, equity investors hav....   Read more...

Understanding Interest Rates: What They Are, Why They Matter, and How They Can Affect Your Portfolio
Posted date : Jul 20, 2010.
Understanding Interest Rates: What They Are, Why They Matter, and How They Can Affect Your Portfolio - There's been a lot of talk about interest rates lately. Many economists, analysts and market pundits have commented at length about whether ra....   Read more...

Gold and Your Portfolio: Is it Time to Invest in Gold?
Posted date : May 27, 2010.
Gold and Your Portfolio: Is it Time to Invest in Gold? - Throughout history, gold has been a standard of economic value, a ceremonial ornament, an artistic medium and an almost-universal currency....   Read more...

The loonie soars
Posted date : Dec 12, 2009.
The loonie soars - It's been a good year for the loonie. In the midst of a severe global recession, the Canadian dollar has turned in a strong performance, a....   Read more...

Time to refinance?
Posted date : Sep 22, 2009.
Time to refinance? - Quick questions to ask yourself before refinancing your mortgageAs stormy as the North American housing market has been over the past several months, ....   Read more...

How to fix a broken retirement
Posted date : Jul 21, 2009.
How to fix a broken retirement - Simple suggestions for getting the financial side of retirement back on trackTo call it a downturn would be an understatement. For retirees, the p....   Read more...

Do I Need a Florida Will or Power of Attorney?
Posted date : Apr 30, 2009.
Do I Need a Florida Will or Power of Attorney? - How often the dialogue goes something like this – "We own property in Florida, and have been told that we need a Florida will to deal with that ....   Read more...

More bang for your buck
Posted date : Dec 23, 2008.
More bang for your buck - How to convert currency without losing your shirtThey say that money makes the world go round. The only problem is, not everyone in the world uses....   Read more...

Time to buy?
Posted date : Dec 23, 2008.
Time to buy? - Downturn in U.S. housing presents tremendous opportunity for snowbirdsCatastrophe. Disaster. Fiasco. Meltdown. Train wreck. Call it what you will—wh....   Read more...

Florida Condominium Insurance
Posted date : Dec 23, 2008.
Florida Condominium Insurance - New Laws Take Effect January 1, 2009If you are the owner of a condominium unit in the state of Florida, there are some new laws that will affe....   Read more...

Sustainability: “Skill vs. Luck”
Posted date : Oct 17, 2007.
Sustainability: “Skill vs. Luck” - A few months ago, I was discussing last year’s equity returns with a good friend of mine and he mentioned that his advisor did quite well, having re....   Read more...

Snowbirds' Florida Tax Crisis
Posted date : Aug 07, 2007.
Snowbirds' Florida Tax Crisis - Peter Benedek (RetirementAction.com). It's been called loony, outrageous, two-tier, discriminatory, confiscatory and worse. The bottom line is that Fl....   Read more...

Florida Power of Attorney
Posted date : May 28, 2007.
Florida Power of Attorney - In a previous article regarding wills in Florida, I had indicated that it was not necessary to have a separate will (or a Florida will) to dispose of ....   Read more...

Wills and Such in Florida
Posted date : May 25, 2007.
Wills and Such in Florida - A question often arises as to whether persons owning property in Florida need to have a separate will to cover that property in the event of their dem....   Read more...

Real Estate Purchases and Sales in the US
Posted date : May 16, 2007.
Real Estate Purchases and Sales in the US - The ownership of a real estate property in the United States brings several important tax aspects into play. An understanding of these implications en....   Read more...

Closer Connection Exception Form
Posted date : Apr 12, 2007.
Closer Connection Exception Form - The IRS form 8840 is required, on an annual basis, by persons who claim that in spite of meeting the 'Substantial Presence Test' as to presence in the....   Read more...

Closer Connection Exception Form
Posted date : Apr 05, 2007.
Closer Connection Exception Form - The I.R.S. Form 8840 is required, on an annual basis, by persons who claim that, in spite of meeting the "Substantial Presence Test" regarding time sp....   Read more...

Hedging the Dollar
Posted date : Apr 03, 2007.
Hedging the Dollar - Things have changed financially for Canadian snowbirds as at no time we have ever seen in the past. The Canadian dollar hit a record historical low ag....   Read more...

Bearing Up in Bad Times
Posted date : Apr 01, 2007.
Bearing Up in Bad Times - No one could have anticipated the $5 trillion U.S+ drop in equity markets, the massive drop in interest rates and GIC returns, and the horror of the b....   Read more...

Bear Proofing Your Future
Posted date : Mar 09, 2007.
Bear Proofing Your Future - Over the years, we have heard all the cliches about investment strategy, such as asset allocation, diversification, buy & hold, etc.We now know th....   Read more...

The Evolution of Personal Finance Risk Management and Tax Efficiency
Posted date : Mar 08, 2007.
The Evolution of Personal Finance Risk Management and Tax Efficiency - In this current "bear market" environment, the primary concern for most retired Canadians should be the preservation of their capital and the maintena....   Read more...

Closer Connection Exception Form
Posted date : Mar 08, 2007.
Closer Connection Exception Form - The IRS form 8840 is required, on an annual basis, by persons who claim that, in spite of meeting the "Substantial Presence Test" as to presence in th....   Read more...

The New Tax World and the Retired Canadian
Posted date : Mar 07, 2007.
The New Tax World and the Retired Canadian - Federal and provincial budgets in 2000 have shown a dramatic turnaround in surpluses and tax reductions. For the retired Canadian, the implications fo....   Read more...

Securities Rules Change to Benefit Snowbirds
Posted date : Mar 06, 2007.
Securities Rules Change to Benefit Snowbirds - Under existing U.S. Securities and Exchange Commission rules, it has been technically illegal for Canadian snowbirds in the U.S. to issue trading and ....   Read more...

A New Financial Paradigm of the Age of Prosperity
Posted date : Mar 05, 2007.
A New Financial Paradigm of the Age of Prosperity - From June, and continuing throughout summer 2000 until Thanksgiving, the CSA, in conjunction with its financial sponsor, Dundee Wealth Management, is ....   Read more...

Dollars and Sense Issu 34
Posted date : Mar 04, 2007.
Dollars and Sense Issu 34 - We started the 1999 CSA seminar season in May, knowing full well that after out-of-country health care issues, taxation, retirement income, and estate....   Read more...

Simplify Your Financial Life
Posted date : Mar 03, 2007.
Simplify Your Financial Life - To enjoy a happier and more enjoyable financial life in retirement, it seems that an old adage needs to be followed: Less is more! As we get older, we....   Read more...

Dundee and the CSA
Posted date : Mar 02, 2007.
Dundee and the CSA - For those of you interested in financial planning issues (and these days, who isn't?), you'll be pleased to know that the CSA has renewed its alliance....   Read more...

SEGREGATED MUTUAL FUNDS: Are They Too Good to be True?
Posted date : Mar 01, 2007.
SEGREGATED MUTUAL FUNDS: Are They Too Good to be True? - Would you like the benefit of the higher returns of American, Western European and Canadian blue chip equity mutual funds without a risk to your capit....   Read more...