Personal Accident Insurance : Canadian Snowbird Association

Our specially designed plan provides full 24-hours-a-day, 365-days-a-year protection against accidents anywhere in the world.
Click here to download the enrolment form, or
Call 1-800-265-3200.

Why is this plan so important?

No one likes to think about accidents. Insurance cannot prevent them but it can protect you and your Spouse against severe financial hardships that accompany sudden accidental death, dismemberment or loss of sight. While the personal loss is irreparable, it is possible by means of this insurance to minimize the economic consequences.

Accident insurance should not be considered a replacement for Life Insurance. However, recent years have brought an unfortunate increase in serious accidents of all kinds. Our daily newspapers report tragedies, involving people at work, at play, in airline and snowmobile accidents, and even in those home activities we usually think of as safe. Accident insurance is a means of increasing your financial protection significantly, at a fraction of the cost of Life Insurance.

Scope of coverage

You are covered (your Spouse is also covered if you have elected to insure him/her) for accidents which may occur anytime - on or off the job - while travelling or at home, including travel as a passenger in any scheduled aircraft. The insurance is in effect 24 hours a day, 7 days a week.

Benefits are payable regardless of any other benefits that you and your Spouse may receive from any insurance company other than the Insurer, or any other organization.

Definitions

Insured Person means you and your insured Spouse.
Principal Sum means the amount you select and which is stated on your most recent signed Application on file with the Plan Administrator.
Male pronoun wherever used includes the female.

Eligibility

You are eligible to purchase this Plan if you are a member of the Canadian Snowbird Association. Your Spouse may also be covered if you so choose. You choose the amount of insurance that you would like to have and then submit your completed Application along with your payment to the Plan Administrator. "Spouse" means the person who is married to you by reason of a valid religious or civil ceremony or your common-law spouse. "Common-law spouse" means your designated domestic partner of the same or opposite sex where such partner has been residing with you and has been publicly represented as your spouse or domestic partner for a period of not less than one year immediately before a loss is incurred.

Effective Date
Your insurance will become effective at 12:01 a.m. on the day that your completed application and premium has been received by the Plan Administrator.

How do I enrol?

It is quite easy to enrol in this plan. Simply complete the Application that forms part of the printable brochure. Select the amount of insurance you desire for yourself and Spouse. Complete the Application and return it with your premium to the Plan Administrator.

Save a copy of the Application for your own records and future reference.

Download PDF Application

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