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CSA Board of Directors - Vice-President - Atlantic Canada Director - RONALD (RON) STEEVES
Mr. Steeves recently retired following a distinguished career in municipal government serving as Director of Administrative Services, and Director of Transit & Parking Services with the City of Fredericton, New Brunswick. The highlight of Mr....
csa-board-of-directors#Vice-President  

Snowbird Currency Exchange - Snowbird Currency Exchange
CSA Snowbird Currency Exchange Program : Preferred exchange rates - LOW or NO transfer fees - Automatic transfers - Join thousands of snowbirds who continue to save hundreds of Dollars every year by transferring Canadian to U.S. funds...
snowbird-currency-exchange  

Medipac Travel Insurance - Medipac Travel Insurance: 1-888-633-4722
Medipac Travel Insurance: covers most stable pre-existing conditions regardless of age. Endorsed by the Canadian Snowbird Association....
medipac-travel-insurance  

Join CSA - Join or Renew Your CSA Membership - Join CSA
Join CSA - Canadian Snowbirds Association Membership, become a registered or paid user - join hands with CSA, the voice of travelling Canadians...
join-csa  

Issue 80 - CSANews 80
A Public Thank You to All Medipac Employees - Medipac is setting new records in almost every area of our business. For the past two months, everyone has been working long hours and into the night – including weekends – to make sure that our...
csanews-issue80  

CSANews Issue 76 - CSANews 76
Canadian Snowbird Association - CSANews Issue 76 Seeking Adventure? - Deciphering Dividends - What Are You Taking?...
csanews-76  

CSANews Issue 75 - CSANews 75
CSANews Issue 75 - Visit Holland - Rising Interest Rates - Winter Down Under - Canadian Snowbird Association...
csanews-75  

Canadian Retiree Visa Update - Canadian Retiree Visa Update
Canadian Retiree Visa - JOLT (Jobs Originated through Launching Travel) Act...
canadian-retiree-visa-update  

Proposed Border Fee for Canadian Snowbirds - Proposed Border Fee
The United States government wants Canadians to pay to enter the United States to help ease their desperate financial situation....
proposed-border-fee  

CSANews Issue 92 - CSANews Issue 92
CSANews Issue 92 from Canadian Snowbird Association...
csanews-issue-92  

Rewarding Snowbirds Travel Season - Preparation is Key for a Rewarding Snowbird Travel Season
Today, travelling without supplemental health insurance is akin to gambling with your life savings...
rewarding-snowbirds-travel-season  

CSANews Issue 103 - Issue 103
CSANews Issue 103 Summer 2017: In this Issue :- Saskatchewan Imposes Tax on Travel Insurance, Surprising Gibraltar, Where to stash your cash, South Okanagan, Insomnia - Download CSANews 103...
csanews-issue-103  

Birdtalk - Cigarettes at Extravaganza '99
Dear Bird Talk, We have been members of CSA for the past seven years and also use some of the services. We are generally in agreement and appreciate the activities and direction of this organization....
bird-talk/faq/1/Cigarettes-at-Extravaganza-99  

Birdtalk - Mail Forward
Dear Bird Talk, Thank you for the latest CSA Special Report, which arrived recently....
bird-talk/faq/13/Mail-Forward  

Birdtalk - Standard Election Dates
Dear Bird Talk, Your Spring Issue 38 makes reference to voting problems experienced by our CSA members in November 2000....
bird-talk/faq/33/Standard-Election-Dates  

Birdtalk - Auto Insurance: How Much is Enough?
Dear Bird Talk, When renewing my automobile insurance, the agent recommended that anyone travelling south should carry five million Dollars of liability coverage....
bird-talk/faq/35/Auto-Insurance:-How-Much-is-Enough  

Birdtalk - Travel Insurance for Non-US Destinations
Dear Bird Talk, I was really pleased to see "Cuba a new option for seniors" which will now permit me to enjoy winter sun, provided I can get travel health insurance which I can afford....
bird-talk/faq/54/Travel-Insurance-for-Non-US-Destinations  

Birdtalk - Vehicle Insurance and Licensing
Dear Bird Talk, I spend four winter months in Florida and am getting tired of the return drive....
bird-talk/faq/63/Vehicle-Insurance-and-Licensing  

Birdtalk - Reputable Gas Stations
Dear Sir or Madam; Coming home to Canada from Florida this spring, I had a bad experience. I stopped for gas as we came along Highway 10, between I-75 and I-95, at a stop before we reached MacClenny....
bird-talk/faq/73/Reputable-Gas-Stations  

Birdtalk - Travel within Canada
Dear Bird Talk, My wife and I are members of CSA and I have my Travel Emergency Insurance with Medipac for U.S. travel (5 months)....
bird-talk/faq/85/Travel-within-Canada  

Birdtalk - Two Tier Health Systems
Dear Bird Talk, I read the letter from a member that included a letter from their physician saying he was quitting practice because he could no longer tolerate the conditions under which he had to work for OHIP (Spring 2005, Issue 54)....
bird-talk/faq/86/Two-Tier-Health-Systems  

Birdtalk - Competitive Prices
Dear Bird Talk, I think it is great that the CSA supports the Medipac Insurance program and vice/versa....
bird-talk/faq/88/Competitive-Prices  

Birdtalk - Romanow Commission
Dear Bird Talk, I appreciate the excellent service my wife and I obtain from our private insurance with Medipac for coverage during our winter stay in Florida....
bird-talk/faq/90/Romanow-Commission  

Birdtalk - Medical Conditions - Know Them of All
Dear Bird Talk, This is in response to the member who wrote a letter in the summer edition regarding an Insurance Company that had a clause in its policy stating that the patient should know of all medical conditions he or she might have, and...
bird-talk/faq/97/Medical-Conditions-Know-Them-of-All  

Birdtalk - Foreign Bank Drafts
Dear Bird Talk, Re: Mr. Gardner's Experience with Bankof America I was very surprised to read Mr. Gardner's letter in the recent issue, since we banked with B of A in Florida and now in Rancho Mirage, California....
bird-talk/faq/107/Foreign-Bank-Drafts  

Birdtalk - Health Care System
Dear Bird Talk, The article in your magazine, #59 By Dr. Bob MacMillan was interesting and while the author seems to have a handle on the medical system in Toronto, Ontario, he doesn’t have much knowledge about Atlantic Canada, or at least Nova...
bird-talk/faq/110/Health-Care-System  

Birdtalk - Health Care Ad Campaign in BC
Dear Bird Talk, Re: Health Care Ad Campaign in British Columbia We are short of doctors. We are short of hospital beds. We need more MRIs. We need more nursing staff. Our clinics are closing their doors due to lack of funding....
bird-talk/faq/116/Health-Care-Ad-Campaign-in-BC  

Birdtalk - Entrance Fee at Extravaganza
Dear Bird Talk, We think there should be a charge for non-members at the Extravaganzas....
bird-talk/faq/118/Entrance-Fee-at-Extravaganza  

Birdtalk - Property Taxes
Dear Bird Talk, I have just read Peter Benedek's column and, being a property-owning snowbird who keeps up to date with such issues, I am well aware of this matter. It is sad indeed....
bird-talk/faq/128/Property-Taxes  

Birdtalk - Update on Florida Snowbirds’ Tax Crisis - CSANews, Spring 2008
Kudos to Peter Benedek for his article about Florida’s outrageous property tax system. He gave us all a real perspective of snowbirds continually being fleeced and financially “slammed into the boards,” as well as what we can expect in the...
bird-talk/faq/146/Update-on-Florida-Snowbirds-Tax-Crisis-CSANews-Spring-2008  

Birdtalk - What Does it Really Cost?
Dear Bird Talk, In the spring issue of CSANews, Mr. Quigley, in his article “What Does it Really Cost?,” refers to “slimy lawyers.” apparently, to Mr Q., any lawyer who tries to collect money owed to a client is slimy, whereas health...
bird-talk/faq/149/What-Does-it-Really-Cost  

Birdtalk - Changes Necessary to RRIF Payments for 2008
Dear Bird Talk, I have been asked by several senior friends as an original CSA member to write to you of our concern regarding what is happening to our savings in this period of economic downturn, in particular as it applies to our RRIFs and...
bird-talk/faq/167/Changes-Necessary-to-RRIF-Payments-for-2008  

Birdtalk - Using Credit Cards in the US - more...
Dear Bird Talk, Here is another suggestion. We obtained a Discover credit card in Florida using our winter address, which was completely acceptable. Discover is good in the U.S. only, as far as we know. If you have a U.S. winter...
bird-talk/faq/176/Using-Credit-Cards-in-the-US-more...  

Birdtalk - CSA Fun & Games
Dear Bird Talk, While your attempt was to provide humour with your recent issue, someone needs to check the math....
bird-talk/faq/188/CSA-Fun-and-Games  

Birdtalk - Texas ID's
Dear Bird Talk, We were told by a few agencies in Texas to apply for an ID card. However, on trying this morning to apply, we have found out that the requirements to qualify for this card have changed....
bird-talk/faq/193/Texas-IDs  

Birdtalk - Changes to Length of Stay
Dear Bird Talk, We keep hearing from friends that the U.S. is trying to change the length-of-stay time from 182 days to a maximum stay of 120 days for Canadian citizens. Is there any truth to this?...
bird-talk/faq/233/Changes-to-Length-of-Stay  

Birdtalk - USD Credit Card
I have read with interest your previous exchanges on the difficulty of obtaining a U.S. $ bank credit card. Last summer, the solution seemed to be to get a U.S. tax ID number. That option won't work anymore, as the IRS will not issue one unless you...
bird-talk/faq/284/USD-Credit-Card  

Birdtalk - Visas for Travellers with convictions
We have recently found out that a waiver can be purchased for $580 plus, plus, plus, which ‘may be still rejected’ by an over-officious border guard....
bird-talk/faq/321/Visas-for-Travellers-with-convictions  

Birdtalk - Newspaper Bills
I checked my Star bill for the last two months and, sure enough, they charged me for the paper during my vacation stop....
bird-talk/faq/327/Newspaper-Bills  

Birdtalk - Snowbird/Retiree Visa
The amount of misinformation and false rumours flying around out there is astonishing....
bird-talk/faq/330/Snowbird/Retiree-Visa  

Birdtalk - CSA President Award Honourees recognize group effort for fundraiser
Our names are Pat and Brian Irving and we are writing about an item in the spring 2015 Issue 94, under “CSA President’s Award Honourees” page 46, beside our photo that recognizes the terrific honour bestowed on us, which states; “Pat and...
bird-talk/faq/389/CSA-President-Award-Honourees-recognize-group-effort-for-fundraiser  

Birdtalk - Form 8840
Would it be possible to file Form 8840 only after the IRS has noticed that you have gone above the 183-day threshold?...
bird-talk/faq/410/Form-8840  

Birdtalk - Overstaying 182 days in the U.S.
Can anyone comment on what happens if you overstay your 182 days in the U.S.? I understand that the IRS can consider you taxable on worldwide income, but do they contact you?...
bird-talk/faq/449/Overstaying-182-days-in-the-U.S.  

CSA Articles - A Great Beginning to 1999
A Great Beginning to 1999 The Canadian Snowbird Association and all of our members is certainly enjoying a historic start to 1999. We have received tremendous news from the government of Ontario, and I anticipate many more positive changes for our...
csa-articles/post/24/A-Great-Beginning-to-1999  

CSA Articles - Government Insurance Benefits... An Oxymoron?
Government Insurance Benefits... An Oxymoron? If the government had applied its own regulations to itself, we would all be rich in retirement, not poor. If the people in charge of private pension plans ran them like the C.P.P. has been run, the...
csa-articles/post/25/Government-Insurance-Benefits...-An-Oxymoron?  

CSA Articles - Cigarettes at Extravaganza '99
Cigarettes at Extravaganza '99 Dear Bird Talk, We have been members of CSA for the past seven years and also use some of the services. We are generally in agreement and appreciate the activities and direction of this organization. - Snowbird Info -...
csa-articles/post/35/Cigarettes-at-Extravaganza-99  

CSA Articles - Out-of-Country Travel Medical Insurance: Most Common Misinterpretations
Out-of-Country Travel Medical Insurance: Most Common Misinterpretations It still surprises us when people say that Medipac won't cover their pre-existing condition. The truth is, that we are one of the companies that will, if you are stable for an...
csa-articles/post/45/Out-of-Country-Travel-Medical-Insurance:-Most-Common-Misinterpretations  

CSA Articles - Dundee and the CSA
Dundee and the CSA For those of you interested in financial planning issues (and these days, who isn't?), you'll be pleased to know that the CSA has renewed its alliance with Fortune Financial, soon to be under the umbrella of Dundee Wealth...
csa-articles/post/49/Dundee-and-the-CSA  

CSA Articles - Health Care Ad Campaign in BC
Health Care Ad Campaign in BC Dear Bird Talk, Re: Health Care Ad Campaign in British Columbia We are short of doctors. We are short of hospital beds. We need more MRIs. We need more nursing staff. Our clinics are closing their doors due to lack of...
csa-articles/post/83/Health-Care-Ad-Campaign-in-BC  

CSA Articles - Ken and Elsie Forbes
Ken and Elsie Forbes Ken Forbes and his wife, Elsie, are what you could call typical Canadians. They raised a family of three – two girls and a boy – and each has married. The Forbes have three grandchildren and three step-grandchildren. -...
csa-articles/post/87/Ken-and-Elsie-Forbes  

CSA Articles - Canada's Leading Exports to Florida 2005
Canada's Leading Exports to Florida 2005 Canada's Leading Exports to Florida 2005 � in millions of U.S. Dollars - Snowbird Info - CSA Articles ......
csa-articles/post/98/Canadas-Leading-Exports-to-Florida-2005  

CSA Articles - Roanoke, Virginia
Roanoke, Virginia Roanoke is that unique type of town in which you can explore and imagine yourself living at the same time. - Snowbird Info - CSA Articles ......
csa-articles/post/105/Roanoke,-Virginia  

CSA Articles - Snowbird Interview with Jack Layton
Snowbird Interview with Jack Layton NDP leader Jack Layton speaks to CSANews about the disparity between provinces and territories in regards to health benefits for snowbirds. - Snowbird Info - CSA Articles ......
csa-articles/post/106/Snowbird-Interview-with-Jack-Layton  

CSA Articles - Health Care System
Health Care System Dear Bird Talk, The article in your magazine, #59 By Dr. Bob MacMillan was interesting and while the author seems to have a handle on the medical system in Toronto, Ontario, he doesn’t have much knowledge about Atlantic Canada,...
csa-articles/post/112/Health-Care-System  

CSA Articles - Beer, Fishing, Sex & Golf
Beer, Fishing, Sex & Golf A man was walking down the street when he was accosted by a particularly dirty and shabby-looking homeless man who asked him for a couple of Dollars for dinner. - Snowbird Info - CSA Articles ......
csa-articles/post/125/Beer,-Fishing,-Sex-&-Golf  

CSA Articles - Tunisia
Tunisia Until I visited Tunisia, Carthage, that page of history, that vague vestige of the past was associated in my mind with a man known as Hannibal, and an army which crossed mountains on elephants. - Snowbird Info - CSA Articles ......
csa-articles/post/133/Tunisia  

CSA Articles - Foreign Bank Drafts
Foreign Bank Drafts Dear Bird Talk, Re: Mr. Gardner's Experience with Bankof America I was very surprised to read Mr. Gardner's letter in the recent issue, since we banked with B of A in Florida and now in Rancho Mirage, California. - Snowbird Info...
csa-articles/post/138/Foreign-Bank-Drafts  

CSA Articles - Travelling Through the American Southwest & Mexico
Travelling Through the American Southwest & Mexico We like to go straight to the source and ask our snowbirds about their unique lifestyle. for this issue, we've spoken to Sally Banks and Gerry Luttmer, who travel by RV throughout the southwestern...
csa-articles/post/142/Travelling-Through-the-American-Southwest-&-Mexico  

CSA Articles - Rates DOWN!... Benefits UP!
Rates DOWN!... Benefits UP! Medipac's 2006-2007 Early Bird Travel Medical Insurance - Snowbird Info - CSA Articles ......
csa-articles/post/143/Rates-DOWN!...-Benefits-UP!  

CSA Articles - From the Desk of Don Slinger Issue 59
From the Desk of Don Slinger Issue 59 Hi Folks! As background information to the following experiences of a friend, who was an only child, I should tell you that I am one of eight children and am as close to the middle of the clan as one can get...
csa-articles/post/144/From-the-Desk-of-Don-Slinger-Issue-59  

CSA Articles - Pro-Rate - Another $Million Reasons to Buy Medipac
Pro-Rate - Another $Million Reasons to Buy Medipac We recently received one angry letter. The words were unfit to print but the message was clear, we had a very unhappy client. - Snowbird Info - CSA Articles ......
csa-articles/post/168/Pro-Rate---Another-$Million-Reasons-to-Buy-Medipac  

CSA Articles - Fun and Games Issue 58
Fun and Games Issue 58 Can you guess them all? These “Outside the Box” puzzles will definitely tease your brain! - Snowbird Info - CSA Articles ......
csa-articles/post/174/Fun-and-Games-Issue-58  

CSA Articles - I Love Prince Edward Island
I Love Prince Edward Island Christmas is imminent; a federal election is looming; CSA's Special Government Report is going to press; and P.E.I. has quietly made a dramatic change in their government regulations, for the benefit of all snowbirds and...
csa-articles/post/193/I-Love-Prince-Edward-Island  

CSA Articles - The Aussies Know How to Do It!
The Aussies Know How to Do It! Bill Leader's Final Column. Wow! What a year 2005 was for tropical storms, hurricanes and tornadoes in the southern United States, and yes, even in some of Canada's provinces. - Snowbird Info - CSA Articles ......
csa-articles/post/195/The-Aussies-Know-How-to-Do-It!  

CSA Articles - New Zealand
New Zealand Summertime in the Winter - Take a look at what's going on down under in New Zealand. - Snowbird Info - CSA Articles ......
csa-articles/post/212/New-Zealand  

CSA Articles - Romanow Commission
Romanow Commission Dear Bird Talk, I appreciate the excellent service my wife and I obtain from our private insurance with Medipac for coverage during our winter stay in Florida. - Snowbird Info - CSA Articles ......
csa-articles/post/223/Romanow-Commission  

CSA Articles - Portugal
Portugal The new "Hot Spot" for snowbirds? - Snowbird Info - CSA Articles ......
csa-articles/post/244/Portugal  

CSA Articles - Happy Canada Day!
Happy Canada Day! Dear Canadian Snowbird Association Members, I hope you were able to celebrate our great country on Canada Day, maybe with a barbecue, or with family and friends! - Snowbird Info - CSA Articles ......
csa-articles/post/245/Happy-Canada-Day!  

CSA Articles - Are You Aware of ALL Your Medical Conditions?
Are You Aware of ALL Your Medical Conditions? CANADIAN SNOWBIRDS BE AWARE AWARE is the key word in my story and will come up again several times. - Snowbird Info - CSA Articles ......
csa-articles/post/259/Are-You-Aware-of-ALL-Your-Medical-Conditions?  

CSA Articles - A New Disaster? Yes, It's FEMA
A New Disaster? Yes, It's FEMA The 2004 hurricane season saw four destructive hurricanes touching land in the United States during a seven-week period in August and September. - Snowbird Info - CSA Articles ......
csa-articles/post/262/A-New-Disaster?-Yes,-Its-FEMA  

CSA Articles - Insurance Update Issue 53
Insurance Update Issue 53 The 2004-2005 snowbird travel season is starting out with the roar of a lion. Medipac has attracted almost 1,000 new clients this year who have primarily migrated from other insurance plans. - Snowbird Info - CSA Articles...
csa-articles/post/330/Insurance-Update-Issue-53  

CSA Articles - RVing in Mexico
RVing in Mexico If you're looking for a new destination or a new mode of travel, why not travel to Mexico in an RV? My wife and I have made 9 extensive trips into Mexico. - Snowbird Info - CSA Articles ......
csa-articles/post/345/RVing-in-Mexico  

CSA Articles - Travel Health Insurance: Why You Need It?
Travel Health Insurance: Why You Need It? Travel Health Insurance: Why you need it! How you can continue to get it! - Snowbird Info - CSA Articles ......
csa-articles/post/347/Travel-Health-Insurance:-Why-You-Need-It?  

CSA Articles - Letter from the Editor Issue 52
Letter from the Editor Issue 52 The media frenzy is over - Hurricane Charley is history! This disastrous event of Mother Nature led to billions of Dollars in damage, approximately 20 lost lives (there will be more) and tens of thousands of displaced...
csa-articles/post/349/Letter-from-the-Editor-Issue-52  

CSA Articles - Always Find Your Way with GPS
Always Find Your Way with GPS The world is ever-changing with new technologies coming to market to offer new products and services that will make life simpler, more exciting and safer. - Snowbird Info - CSA Articles ......
csa-articles/post/376/Always-Find-Your-Way-with-GPS  

CSA Articles - Travel Insurance Myths - Our Personal Story
Travel Insurance Myths - Our Personal Story Myth #1: “I have been buying insurance for years, and have never needed it. What a waste of money.” - Snowbird Info - CSA Articles ......
csa-articles/post/377/Travel-Insurance-Myths---Our-Personal-Story  

CSA Articles - Reputable Gas Stations
Reputable Gas Stations Dear Sir or Madam; Coming home to Canada from Florida this spring, I had a bad experience. I stopped for gas as we came along Highway 10, between I-75 and I-95, at a stop before we reached MacClenny. - Snowbird Info - CSA...
csa-articles/post/384/Reputable-Gas-Stations  

CSA Articles - Happiness is Early Bird
Happiness is Early Bird Well, that might be “pushing the envelope,” as they say. Our phones have already been ringing with requests for Early Bird insurance information. - Snowbird Info - CSA Articles ......
csa-articles/post/389/Happiness-is-Early-Bird  

CSA Articles - Executive Director's Report Issue 50
Executive Director's Report Issue 50 Lawrence talks about his new initiatives on the front line with the CSA. - Snowbird Info - CSA Articles ......
csa-articles/post/414/Executive-Directors-Report-Issue-50  

CSA Articles - Your Automobile Insurance NIGHTMARE
Your Automobile Insurance NIGHTMARE You bought a nice new car a few years ago and have taken very good care of it. - Snowbird Info - CSA Articles ......
csa-articles/post/424/Your-Automobile-Insurance-NIGHTMARE  

CSA Articles - In My Own Name: A Memoir
In My Own Name: A Memoir In My Own Name: A Memoir Maureen McTeer (Random House Canada, 329 pages, $37.95) - Snowbird Info - CSA Articles ......
csa-articles/post/431/In-My-Own-Name:-A-Memoir  

CSA Articles - Will the Strong Dollar be Influential?
Will the Strong Dollar be Influential? The Canadian dollar is the strongest it has been against the U.S. dollar for many a year and it has many snowbirds looking forward to spending the winter in the sunny south without counting their pennies­ or...
csa-articles/post/446/Will-the-Strong-Dollar-be-Influential?  

CSA Articles - Australia
Australia Australia ... the name itself conjures up images of a world far away, isolated in its existence. - Snowbird Info - CSA Articles ......
csa-articles/post/472/Australia  

CSA Articles - From the Desk of Don Slinger Issue 48
From the Desk of Don Slinger Issue 48 Hi folks! If you have been keeping up to date with the news over the past year - I don't mean about wars and the strife inflicted because of aggression and dictatorship - then you know that ordinary folks who...
csa-articles/post/477/From-the-Desk-of-Don-Slinger-Issue-48  

CSA Articles - Undisclosed Top-Ups
Undisclosed Top-Ups Most insurance companies, including Medipac, have a fee to Top-Up other insurance plans which can range from $20 to $50. - Snowbird Info - CSA Articles ......
csa-articles/post/480/Undisclosed-Top-Ups  

CSA Articles - Health-Care Funding
Health-Care Funding Health care funding responsibilities what's all the fuss about? - Snowbird Info - CSA Articles ......
csa-articles/post/526/Health-Care-Funding  

CSA Articles - It Is Just Not Fair
It Is Just Not Fair Insurance, as we all know, is just a game of averages. We each pay our premiums and hope that we will never have to make a claim. - Snowbird Info - CSA Articles ......
csa-articles/post/534/It-Is-Just-Not-Fair  

CSA Articles - Considering Romanow
Considering Romanow An initial interpretation of the future of Health Care in Canada. - Snowbird Info - CSA Articles ......
csa-articles/post/551/Considering-Romanow  

CSA Articles - Roman-Ow! And Portability
Roman-Ow! And Portability "A recommendation to destroy one of the five Supporting Pillars of the Canada Health Act." - Snowbird Info - CSA Articles ......
csa-articles/post/560/Roman-Ow!-And-Portability  

CSA Articles - Driving South
Driving South Warm fall days, cool October evenings, dew on the early morning grass; as the weather changes, many of us - whether full-time Snowbirds, Winter Texans or Southern Visitors - will be thinking about our winter in the sun... it's time to...
csa-articles/post/586/Driving-South  

CSA Articles - Counting Alligator Teeth
Counting Alligator Teeth Did you know that two out of five Florida swamp alligators have bad breath? They do...and I should know since I've been surrounded by them and within a foot of their gaping jaws! But I'm getting ahead of myself. - Snowbird...
csa-articles/post/682/Counting-Alligator-Teeth  

CSA Articles - Hedging the Dollar
Hedging the Dollar Things have changed financially for Canadian snowbirds as at no time we have ever seen in the past. - Snowbird Info - CSA Articles ......
csa-articles/post/695/Hedging-the-Dollar  

CSA Articles - Shopping Online for Gifts!
Shopping Online for Gifts! By the time you read this column, I will have finished my Christmas shopping and already decorated our home to celebrate the year's most important holiday. - Snowbird Info - CSA Articles ......
csa-articles/post/697/Shopping-Online-for-Gifts!  

CSA Articles - Auto Insurance: How Much is Enough?
Auto Insurance: How Much is Enough? Dear Bird Talk, When renewing my automobile insurance, the agent recommended that anyone travelling south should carry five million Dollars of liability coverage. - Snowbird Info - CSA Articles ......
csa-articles/post/704/Auto-Insurance:-How-Much-is-Enough?  

CSA Articles - Stop and Smell the Roses
Stop and Smell the Roses Ellen White tells us to slow down and enjoy the beauty that surrounds us. - Snowbird Info - CSA Articles ......
csa-articles/post/723/Stop-and-Smell-the-Roses  

CSA Articles - Letter from the Editor Issue 40
Letter from the Editor Issue 40 Sometimes, an event occurs that has the potential to change our entire world. - Snowbird Info - CSA Articles ......
csa-articles/post/726/Letter-from-the-Editor-Issue-40  

CSA Articles - Your Thoughts and Questions Answered
Your Thoughts and Questions Answered I recently received a very thoughtful letter from a retired actuary who had worked for many years in the Canadian insurance industry. - Snowbird Info - CSA Articles ......
csa-articles/post/764/Your-Thoughts-and-Questions-Answered  

CSA Articles - Early Bird Issues
Early Bird Issues Insurance companies hate to set premium rates without ALL the claims information from the previous year, and the year before, and the year before that. - Snowbird Info - CSA Articles ......
csa-articles/post/788/Early-Bird-Issues  

CSA Articles - The Evolution of Personal Finance Risk Management and Tax Efficiency
The Evolution of Personal Finance Risk Management and Tax Efficiency In this current "bear market" environment, the primary concern for most retired Canadians should be the preservation of their capital and the maintenance of their cash flow. -...
csa-articles/post/791/The-Evolution-of-Personal-Finance-Risk-Management-and-Tax-Efficiency  

CSA Articles - Medical Screening - It's Common Sense
Medical Screening - It's Common Sense It just makes sense. Medical sense, Cost sense, Peace of Mind sense and Common sense. - Snowbird Info - CSA Articles ......
csa-articles/post/809/Medical-Screening---Its-Common-Sense  

CSA Articles - The PSA Controversy
The PSA Controversy The PSA test: the controversy comes home to the CSA. - Snowbird Info - CSA Articles ......
csa-articles/post/817/The-PSA-Controversy  

CSA Articles - CSA Grass Roots Advocacy Campaign
CSA Grass Roots Advocacy Campaign As discussed in the last issue of CSA NEWS, we are requesting a "call to action" by the CSA membership to directly contact your local and federal politicians regarding various important CSA issues. - Snowbird Info -...
csa-articles/post/837/CSA-Grass-Roots-Advocacy-Campaign  

CSA Articles - Chaos!
Chaos! Canada's medicare system is under stress! More than $4 billion Dollars have been cut from the provincial transfers to the provinces, and these monies were used primarily for education, and guess what ­ medicare. - Snowbird Info - CSA...
csa-articles/post/870/Chaos!  

CSA Articles - Dollars and Sense Issu 34
Dollars and Sense Issu 34 We started the 1999 CSA seminar season in May, knowing full well that after out-of-country health care issues, taxation, retirement income, and estate planning follow closely in terms of importance to members. - Snowbird...
csa-articles/post/899/Dollars-and-Sense-Issu-34  

CSA Articles - Letter from the Editor Issue 33
Letter from the Editor Issue 33 Happy Thanksgiving! It has just occurred to me that many snowbirds have the rare pleasure of celebrating Thanksgiving Day twice, once in Canada and once in the United States. - Snowbird Info - CSA Articles ......
csa-articles/post/913/Letter-from-the-Editor-Issue-33  

CSA Articles - Snowbird Survival Guide
Snowbird Survival Guide SURVIVING THE U.S. DOLLAR In another time, the Canadian dollar was worth a lot of money . . . $1.05 U.S. We loved it; Canadians would head off to the U.S. border to enjoy weekend shopping sprees. - Snowbird Info - CSA...
csa-articles/post/915/Snowbird-Survival-Guide  

CSA Articles - Y2K and the Traveller
Y2K and the Traveller The Department of Foreign Affairs and International Trade has published a booklet titled, Journey in Y2K: Advice for Canadians Travelling Abroad. - Snowbird Info - CSA Articles ......
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CSA Articles - Mail Forward
Mail Forward Dear Bird Talk, Thank you for the latest CSA Special Report, which arrived recently. - Snowbird Info - CSA Articles ......
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CSA Articles - Dwayne and Catherine Johns
Dwayne and Catherine Johns Dwayne Alwyn Johns started life and his career in Canada's Midwest. When he graduated from Brandon Collegiate Institute, he was not yet old enough for the Armed Forces (the Second World War was underway), so the teenager...
csa-articles/post/1009/Dwayne-and-Catherine-Johns  

CSA Articles - Entrance Fee at Extravaganza
Entrance Fee at Extravaganza Dear Bird Talk, We think there should be a charge for non-members at the Extravaganzas. - Snowbird Info - CSA Articles ......
csa-articles/post/1028/Entrance-Fee-at-Extravaganza  

CSA Articles - Romanow Proposes Discriminatory Change
Romanow Proposes Discriminatory Change North York, Ontario: Former Saskatchewan premier Roy Romanow has proposed changing the Canada Health Act to limit funding for travelling Canadians who require emergency medical care outside of Canada. -...
csa-articles/post/1046/Romanow-Proposes-Discriminatory-Change  

CSA Articles - $75 Reimbursement Rate “Embarrassing”
$75 Reimbursement Rate “Embarrassing” Kamloops, BC – British Columbia’s estimated thirty thousand snowbirds are calling for an increase to the province’s out-of-country emergency medical services reimbursement rate. The $75 per day is the...
csa-articles/post/1056/$75-Reimbursement-Rate-Embarrassing  

CSA Articles - Snowbird Extravaganza - 2007
Snowbird Extravaganza - 2007 Canadian Snowbird Association (CSA) president Gerry Brissenden, accompanied by CSA legal counsel Wallace Weylie, recently addressed the Florida Property Tax Reform Committee at their meeting in Tampa, Florida. - Snowbird...
csa-articles/post/1060/Snowbird-Extravaganza---2007  

CSA Articles - Rising Florida Property Taxes
Rising Florida Property Taxes Panama City Beach, FL – Canadian Snowbird Association President Gerry Brissenden and Ontario Director Nancy Hopcraft will be in Panama City Beach on Thursday, March 1, 2007 to host a Winter Information Meeting for...
csa-articles/post/1087/Rising-Florida-Property-Taxes  

CSA Articles - First Vice-President
First Vice-President RONALD (RON) STEEVES Atlantic Canada Director - Snowbird Info - CSA Articles ......
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CSA Articles - BC Grassroots Advocacy Campaign
BC Grassroots Advocacy Campaign Our British Columbia members asked us to address the inadequate out-of-country emergency services reimbursement rates of their provincial government. If you are a resident of British Columbia, join our grassroots...
csa-articles/post/1149/BC-Grassroots-Advocacy-Campaign  

CSA Articles - Sustainability: “Skill vs. Luck”
Sustainability: “Skill vs. Luck” A few months ago, I was discussing last year’s equity returns with a good friend of mine and he mentioned that his advisor did quite well, having returned 14%. Unfortunately, the corresponding index returned...
csa-articles/post/1196/Sustainability:-Skill-vs.-Luck  

CSA Articles - Lake Chapala Mexico
Lake Chapala Mexico Living in Lake Chapala - an in-depth look at a southern haven for Canadians. - Snowbird Info - CSA Articles ......
csa-articles/post/1198/Lake-Chapala-Mexico  

CSA Articles - CSA Addresses Florida Property Tax Reform Committee
CSA Addresses Florida Property Tax Reform Committee CSA president Gerry Brissenden, accompanied by CSA legal counsel Wallace Weylie, addressed the Florida Property Tax Reform Committee at their meeting in Tampa Florida on Friday November 17, 2006. -...
csa-articles/post/1218/CSA-Addresses-Florida-Property-Tax-Reform-Committee  

CSA Articles - The Amazing Canadian Dollar
The Amazing Canadian Dollar The banks came very, very close to running out of money – U.S. money, that is. U.S. Dollars were in very short supply in Canada for a few short days in November, when the Canadian dollar breached $1.10 U.S. This new...
csa-articles/post/1242/The-Amazing-Canadian-Dollar  

CSA Articles - Florida Taxation and Budget Reform Commission
Florida Taxation and Budget Reform Commission When Jeb Bush was governor of the state of Florida, he appointed a commission to review the property tax situation and make a report to the legislature. That commission held hearings around the state of...
csa-articles/post/1243/Florida-Taxation-and-Budget-Reform-Commission  

CSA Articles - Eleanor Isbister
Eleanor Isbister We often tend to think of 'snowbirds' in the plural. However, not all who enjoy the warmth of sunnier climes have mates. We decided to look for a snowbird in the singular. Luckily, we found one in the province of Quebec – a...
csa-articles/post/1245/Eleanor-Isbister  

CSA Articles - Costa Rica
Costa Rica When the very first set of European adventurers laid eyes upon this area off Central America, they wrote that this is indeed a very "rich coast." They were right. - Snowbird Info - CSA Articles ......
csa-articles/post/1246/Costa-Rica  

CSA Articles - Government Relations Report Issue 66
Government Relations Report Issue 66 I am honoured and pleased to have been elected as first vice-president and chair of the Government Relations Committee. I am looking forward to writing the first of what I hope will be many columns for CSANews. -...
csa-articles/post/1275/Government-Relations-Report-Issue-66  

CSA Articles - Snowbirds’ Florida Tax Crisis
Snowbirds’ Florida Tax Crisis Last summer, you read here about how Florida’s property tax system was rigged against snowbirds. You'll recall that the Save-Our-Homes Amendment (SOH), introduced in Florida in the 90s to protect (homesteaded)...
csa-articles/post/1276/Snowbirds-Florida-Tax-Crisis  

CSA Articles - The Deadly Realities of the U.S. Health-Care System
The Deadly Realities of the U.S. Health-Care System In Cuba, the cost of an asthma puffer is five cents! In the U.S. health-care system, it costs $110.00! Michael Moore’s movie “Sicko” is very entertaining and, unlike his earlier effort,...
csa-articles/post/1277/The-Deadly-Realities-of-the-U.S.-Health-Care-System  

CSA Articles - President's Message Issue 67
President's Message Issue 67 As most of you are aware, the right of Canadians to travel freely without losing their health coverage or residency status is of paramount importance to the Canadian Snowbird Association. - Snowbird Info - CSA...
csa-articles/post/1349/Presidents-Message-Issue-67  

CSA Articles - Reg and Eileen Baker
Reg and Eileen Baker It seems to be a long way to go for a 'snowbird migration.' However, Reg and Eileen Baker have followed the sun to South Africa for the past 13 years. I asked, why South Africa? In reply, Reg asked if I wanted the humorous...
csa-articles/post/1350/Reg-and-Eileen-Baker  

CSA Articles - Update on Florida Snowbirds’ Tax Crisis - CSANews, Spring 2008
Update on Florida Snowbirds’ Tax Crisis - CSANews, Spring 2008 Kudos to Peter Benedek for his article about Florida’s outrageous property tax system. He gave us all a real perspective of snowbirds continually being fleeced and financially...
csa-articles/post/1379/Update-on-Florida-Snowbirds-Tax-Crisis---CSANews,-Spring-2008  

CSA Articles - Letter from the Editor Issue 68
Letter from the Editor Issue 68 In an early September poll of AOL Canada subscribers, the question was asked, "How confident are you in Canada's criminal justice system?" Although it was a small poll and not really statistically...
csa-articles/post/1446/Letter-from-the-Editor-Issue-68  

CSA Articles - The Allure of Oaxaca Mexico
The Allure of Oaxaca Mexico Oaxaca has two main advantages over other southern destinations for Canadian snowbirds. First, you can explore one of the most culturally rich regions in Latin America and then, if the mood strikes, hop a...
csa-articles/post/1457/The-Allure-of-Oaxaca-Mexico  

CSA Articles - And the Survey Says...
And the Survey Says... And the survey says...that our readers represent the best people that you can find in Canada. The number of responses to our survey increased by 30% and our readers took the time to not only answer the questions, but also...
csa-articles/post/1476/And-the-Survey-Says...  

CSA Articles - Letter from the Editor Issue 69
Letter from the Editor Issue 69 Whew! Just in time! The price of gas came down from the stratosphere to the merely exorbitant level of a buck a litre, just in time for the annual snowbird migration. I am totally unable to understand why we send...
csa-articles/post/1571/Letter-from-the-Editor-Issue-69  

CSA Articles - The Pitfalls of Snowbird Insurance
The Pitfalls of Snowbird Insurance As related by Paul Burdette, Lifetime CSA Member Last year, my wife and I went away as usual to Florida for the winter. When I purchased our insurance, I disclosed that I had bone cancer and of...
csa-articles/post/1584/The-Pitfalls-of-Snowbird-Insurance  

CSA Articles - Changes Necessary to RRIF Payments for 2008
Changes Necessary to RRIF Payments for 2008 Dear Bird Talk, I have been asked by several senior friends as an original CSA member to write to you of our concern regarding what is happening to our savings in this period of economic downturn,...
csa-articles/post/1655/Changes-Necessary-to-RRIF-Payments-for-2008  

CSA Articles - Property Taxes in Florida
Property Taxes in Florida Like many of you I spent the winter in Florida, which meant that I got a steady dose of Florida politics in my morning paper. What always seems to be the hottest topic in Florida politics? Taxes, particularly...
csa-articles/post/1664/Property-Taxes-in-Florida  

CSA Articles - Travel Insurance at its Worst, but not through Medipac!
Travel Insurance at its Worst, but not through Medipac! The more you travel…the more you know that you need travel insurance. The more you learn about travel insurance…the more you know that you need Medipac! - Snowbird Info - CSA Articles...
csa-articles/post/1669/Travel-Insurance-at-its-Worst,-but-not-through-Medipac!  

CSA Articles - Letter from the Editor Issue 71
Letter from the Editor Issue 71 The Nexus card struck again as we boarded the plane to come to Tampa, as there were no direct flights to Sarasota. There were hundreds of people lined up in rows and rows and down the aisles and out the door,...
csa-articles/post/1739/Letter-from-the-Editor-Issue-71  

CSA Articles - Using Credit Cards in the US - more...
Using Credit Cards in the US - more... Dear Bird Talk, Here is another suggestion. We obtained a Discover credit card in Florida using our winter address, which was completely acceptable. Discover is good in the U.S. only, as far as we...
csa-articles/post/1743/Using-Credit-Cards-in-the-US---more...  

CSA Articles - President's Message Issue 71
President's Message Issue 71 The new U.S. border requirement for passports or specific identity documents went into effect on June 1, 2009 for all Canadians seeking entry into the United States by land or sea. What do I mean by specific identity...
csa-articles/post/1749/Presidents-Message-Issue-71  

CSA Articles - CSA Fun & Games
CSA Fun & Games Dear Bird Talk, While your attempt was to provide humour with your recent issue, someone needs to check the math. - Snowbird Info - CSA Articles ......
csa-articles/post/1792/CSA-Fun-&-Games  

CSA Articles - Nobody likes paying taxes. But some taxes are even worse than others.
Nobody likes paying taxes. But some taxes are even worse than others. Taxes that force people to pay more for essentials – such as their home heating and hydro bills – are particularly painful. Taxes that drive up the cost of living by...
csa-articles/post/1845/Nobody-likes-paying-taxes.-But-some-taxes-are-even-worse-than-others.  

CSA Articles - Spending the winter in California’s “spa city”
Spending the winter in California’s “spa city” For the past 17 years, Dale and Lyn Collett have made Desert Hot Springs, California their home away from home. “My sister and brother-in-law introduced us to the park,” says...
csa-articles/post/1856/Spending-the-winter-in-Californias-spa-city  

CSA Articles - The loonie soars
The loonie soars It’s been a good year for the loonie. In the midst of a severe global recession, the Canadian dollar has turned in a strong performance, although that performance certainly hasn’t been slow and steady. - Snowbird Info -...
csa-articles/post/1860/The-loonie-soars  

CSA Articles - Don't Mess With Seniors!!!
Don't Mess With Seniors!!! The Story of “The $2.99 Breakfast Special” - Snowbird Info - CSA Articles ......
csa-articles/post/1873/Dont-Mess-With-Seniors!!!  

CSA Articles - Insurance Update
Insurance Update Let me first say that Medipac is fine! But the 2009-2010 travel season appears to be a disaster for most other travel health insurers and their various plans. At a recent Travel Health Insurance Association (THIA) meeting in...
csa-articles/post/1963/Insurance-Update  

CSA Articles - Gold and Your Portfolio: Is it Time to Invest in Gold?
Gold and Your Portfolio: Is it Time to Invest in Gold? Throughout history, gold has been a standard of economic value, a ceremonial ornament, an artistic medium and an almost-universal currency. Gold’s position of privilege seems...
csa-articles/post/1932/Gold-and-Your-Portfolio:-Is-it-Time-to-Invest-in-Gold?  

CSA Articles - President's Message - Issue 75
...
csa-articles/post/1959/Presidents-Message---Issue-75  

CSA Articles - President's Message - Issue 76
President's Message - Issue 76 Well here I am writing to you in the fall edition of CSANews... can you believe it? It’s certainly been one of the hottest summers in quite a while here in Ontario, but we all know that this won’t last much...
csa-articles/post/2014/Presidents-Message---Issue-76  

CSA Articles - Special Guest Columnist - Michael Coren
Special Guest Columnist - Michael Coren It's truly extraordinary how almost every left-of-centre journalist in the country has managed to become an instant expert on the arcane subjects of global warming and the science of climate change. Imagine,...
csa-articles/post/2033/Special-Guest-Columnist---Michael-Coren  

CSA Articles - Auto Insurance Fraud - You Pay For It!
Auto Insurance Fraud - You Pay For It! A.C. Thomas of Calgary, Alberta wrote a recent note to us regarding insurance fraud and I think that it is high time that people knew why they are paying such exorbitant automobile insurance premiums. Mr....
csa-articles/post/2063/Auto-Insurance-Fraud---You-Pay-For-It!  

CSA Articles - It's a Small World After All: Why Emerging Markets Demand Some of Your Investment Attention
It's a Small World After All: Why Emerging Markets Demand Some of Your Investment Attention You've probably heard talk of the rapid "globalization" of the world economy. Corporations are becoming increasingly international in scope, operating...
csa-articles/post/2066/Its-a-Small-World-After-All:-Why-Emerging-Markets-Demand-Some-of-Your-Investment-Attention  

CSA Articles - Special Guest Columnist - Jack Layton
Special Guest Columnist - Jack Layton The retirement years are something to which we should all look forward. It's a time to spend with grandchildren, to take up hobbies we never had time for during our working years, or to see parts of the...
csa-articles/post/2089/Special-Guest-Columnist---Jack-Layton  

CSA Articles - Government Report
Government Report By the time you read this, Canada's 41st general election will have come to a close and we will know which party will form our new federal government. To ensure that our concerns received the attention they deserved, the...
csa-articles/post/2091/Government-Report  

CSA Articles - How to Make an Effective Charitable Donation - A Six Step Process to Ensure That You Get the Biggest Bang For Your Charitable Buck
How to Make an Effective Charitable Donation - A Six Step Process to Ensure That You Get the Biggest Bang For Your Charitable Buck Of all the things we do in life, there are few more satisfying than making a charitable gift. Whether it's for a...
csa-articles/post/2097/How-to-Make-an-Effective-Charitable-Donation---A-Six-Step-Process-to-Ensure-That-You-Get-the-Biggest-Bang-For-Your-Charitable-Buck  

CSA Articles - STRONG DOLLAR GOOD FOR SNOWBIRD TRAVEL
STRONG DOLLAR GOOD FOR SNOWBIRD TRAVEL “A strong dollar is obviously great news for Canadian snowbirds but it’s also great news for all travelling Canadians,” said Bob Slack, President of the Canadian Snowbird Association. “Families taking...
csa-articles/post/2120/STRONG-DOLLAR-GOOD-FOR-SNOWBIRD-TRAVEL  

CSA Articles - Money-saving Tips: Extending Your RV Travel Dollars
Money-saving Tips: Extending Your RV Travel Dollars The latest Campfire Canvass survey of RV owners conducted by the Recreation Vehicle Industry Association (RVIA) revealed that 53% intend to use their RV more this summer, despite higher fuel...
csa-articles/post/2128/Money-saving-Tips:-Extending-Your-RV-Travel-Dollars  

CSA Articles - ...they read our policy, and they know!
...they read our policy, and they know! In 2008 (the last available statistics), the U.S. health-care system provided many free medical and hospital services under their Medicare and Medicaid programs. Just looking at the hospital costs,...
csa-articles/post/2136/...they-read-our-policy,-and-they-know!  

CSA Articles - PREPARATION IS KEY FOR A REWARDING SNOWBIRD TRAVEL SEASON
PREPARATION IS KEY FOR A REWARDING SNOWBIRD TRAVEL SEASON Toronto – Spending the winter in the sunny south sure beats contending with the ice and snow. If you are truly going to enjoy the fruits of the snowbird lifestyle experience preparation is...
csa-articles/post/2150/PREPARATION-IS-KEY-FOR-A-REWARDING-SNOWBIRD-TRAVEL-SEASON  

CSA Articles - Government Relations Report
Government Relations Report In the summer edition of CSANews, I outlined our plan of attack in our fight for a Retired Persons' Visa. Since that last column, CSA officials have now met with 50 members of the U.S. House of Representatives, the Senate...
csa-articles/post/2162/Government-Relations-Report  

CSA Articles - Tax-Free Savings Accounts: What You Need to Know
Tax-Free Savings Accounts: What You Need to Know TFSAs offer Canadians an intriguing way to save for their retirement Tax-Free Savings Accounts (TFSAs for short) aren't exactly new – they were created by the federal government back in 2008. But...
csa-articles/post/2166/Tax-Free-Savings-Accounts:-What-You-Need-to-Know  

CSA Articles - Using the Internet For Travel
Using the Internet For Travel Whether you’re a veteran traveller to the sunny south or a greenhorn making the journey for the first time, the Internet can be your best friend as you plan this winter’s trip. - Snowbird Info - CSA Articles ......
csa-articles/post/2170/Using-the-Internet-For-Travel  

CSA Articles - A Public Thank You to All Medipac Employees
A Public Thank You to All Medipac Employees Medipac is setting new records in almost every area of our business. For the past two months, everyone has been working long hours and into the night – including weekends – to make sure that our...
csa-articles/post/2180/A-Public-Thank-You-to-All-Medipac-Employees