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Insurance Premium and Heart Conditions

Posted date : Nov 7, 2017

Dear Bird Talk, My wife was diagnosed with a “heart block” – a condition that limited blood flow somewhat, and which required the use of a pacemaker. After spending 6 hours in the hospital, we left for home with her new pacemaker humming away nicely. It has really improved her energy level and with her […]

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Pro-Rate Clause

Posted date : Nov 7, 2017

Dear Bird Talk: Re: the “Pro-Rate Clause” I am compelled to write regarding the “angry letter” received by an “unhappy client”. Who did she think, or they think, they were that they could beat the system? They lied – outright, to previous existing conditions! Give me a break – shame on them! Isn’t it strange […]

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Issue 92

Posted date : Oct 19, 2017

As expected, many of the other travel insurance plans have implemented substantial rate increases this year. Their overhead costs and poor claims administration systems have finally caught up with them and rates appear to be up by 10-15% ‒ and sometimes as high as 50%. What a terrible way to treat your clients. For years, […]

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