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Posted date : Jan 13, 2023

My insurance agent is telling me that I need extra coverage if I drive my car to Florida for the winter. They say that any vehicle staying in the U.S. for more than 30 days requires special coverage. Is this correct?

Posted date : Nov 13, 2017

Dear Bird Talk, I spend four winter months in Florida and am getting tired of the return drive. I’d like to fly and buy a car in Florida to keep there. What rules about owning and insuring a vehicle do I need to consider in making my decision? How about my Canadian driver’s licence, is […]

Posted date : Nov 7, 2017

We just learned today that the company (Certas) that purchased State Farm Canada WILL NOT insure your vehicle for more than 180 days in the U.S. This was told to me at the renewal of our policy, by our local agent, and confirmed by a call to the company underwriters. In the past, with State […]

Posted date : Dec 20, 2023

Our primary vehicles are in Canada, and we have a secondary vehicle in AZ. If we intend to leave it there for longer than 12 months – or permanently – should we license, register and insure it in the state where it is located?

Posted date : May 14, 2019

I’m interested in knowing the ins and outs (insurance, registration, etc.) of leaving a car in Florida year-round. This would eliminate the need for a 4,100-mile round trip each year. Two options – leave a car purchased in Canada or buy a car in Florida and leave it there. Patrick Woods Saint John, NB Response […]

Posted date : Nov 7, 2017

We own a home in Arizona and have two vehicles registered and insured there. We have always maintained full insurance on the vehicles, even if we don’t use them for six months. I am assuming that there is a way to put them in “storage” status and save $$ on insurance. What do other people […]

Posted date : Nov 7, 2017

After reading about the 180-day maximum vehicle insurance coverage period when in the U.S. in the last CSA News issue, I also contacted my Certas/State Farm agent, who was unaware of the 180-day limit but was subsequently advised by HQ that this is indeed (and has been) an annual maximum. He claims that this is […]

Posted date : Nov 7, 2017

Dear Bird Talk, I am a retired federal employee spending each winter in Florida. I have medical coverage under the Public Service Health Care Plan for up to 40 days outside of Canada. To extend this, I fly back and forth to Ontario every few weeks to keep renewing the 40-day coverage, a rather expensive […]

Posted date : Nov 7, 2017

Dear Bird Talk, We just renewed our RV insurance and were told we would have to pay a surcharge of 25% because we would be in the U.S. for more than 120 days and more than 200 miles from our border. On one hand, we can now be out of province for seven months, but […]

Posted date : Nov 7, 2017

I have been following up with The Co-operators since the article in the winter magazine. They have been giving confusing information until finally, a policy was issued in late April. If anyone has a vehicle outside of your home province for more than 59 days, they will not be insured unless they pay an extra […]