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Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I have completed Representation Agreements in lieu of Advance Directives. We plan to register these with Nidus. What steps can we take to ensure that our representative is involved when we are out of province and, particularly, in the U.S.? Do Medipac and other carriers typically check NIDUS? If […]

Posted date : Nov 7, 2017

Dear Bird Talk, I am a retired federal employee spending each winter in Florida. I have medical coverage under the Public Service Health Care Plan for up to 40 days outside of Canada. To extend this, I fly back and forth to Ontario every few weeks to keep renewing the 40-day coverage, a rather expensive […]

Posted date : Nov 7, 2017

Dear Bird Talk, In response to your letter from Len Stoll, Ottawa, re top-up insurance. My husband and I wanted an extra five days in April 2011 and I called the insurance company we were with that year and there was no problem. They sold us five days’ each. Were we covered if an emergency […]

Posted date : Nov 7, 2017

Dear Bird Talk, We have recently had our niece and her family visit us here in B.C., from Colorado. I was interested in what travel medical coverage cost them and how it compares to Medipac. When I asked them, they informed me that they had not taken out any travel medical insurance; since Canada has […]

Posted date : Nov 7, 2017

Dear Bird Talk, I read with interest the article in Bird Talk regarding car insurance and was petrified that I probably was driving in the U.S. potentially without insurance. I immediately called the Zenith Insurance Co., my provider, quoted your article and was told immediately that it was incorrect and I was covered for six […]

Posted date : Nov 7, 2017

Dear Bird Talk, I read with interest the letters of my snowbird colleagues and would like to offer my experience and opinion. 1.) Do we need a Florida driver’s licence? I do not now, but I have had one for 35 years and like it. I have never needed it in traffic. However, it came […]

Posted date : Nov 7, 2017

Dear Bird Talk, For your info, I have a story of interest but do not wish to have my name published in the CSANews. A few years ago, I surrendered my U.S. driver’s licence for a Canadian driver’s licence. Last spring (2008), when I renewed my BOAT insurance, my insurance company called to say that […]

Posted date : Nov 7, 2017

Dear Bird Talk, I was really pleased to see “Cuba a new option for seniors” which will now permit me to enjoy winter sun, provided I can get travel health insurance which I can afford. It would seem to me that your present insurance premiums are based exclusively for those that winter in the U.S. […]

Posted date : Nov 7, 2017

Dear Bird Talk, When renewing my automobile insurance, the agent recommended that anyone travelling south should carry five million dollars of liability coverage. Is this a reasonable amount to carry, or is the insurance company doing a sell job? Keith Johnson Response: The answer to both of your questions is “yes.” There is an old […]

Posted date : Nov 6, 2017

Dear Bird Talk, We have left our car in Florida. We use it when we go back down for the winter. I am considering having it re-registered in Florida, obtaining a Florida licence plate and getting Florida insurance on it. How difficult is this? What are the implications? We do not want to return the […]