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Posted date : Nov 7, 2017

Dear Bird Talk, My wife and I are members of CSA and I have my Travel Emergency Insurance with Medipac for U.S. travel (5 months). We will be in British Columbia for 10 days this summer. RBC Insurance says that we need emergency medical insurance and that OHIP won’t cover us. Are the RBC people […]

Posted date : Nov 7, 2017

Dear Bird Talk, I was really pleased to see “Cuba a new option for seniors” which will now permit me to enjoy winter sun, provided I can get travel health insurance which I can afford. It would seem to me that your present insurance premiums are based exclusively for those that winter in the U.S. […]

Posted date : Nov 7, 2017

Dear Bird Talk, When renewing my automobile insurance, the agent recommended that anyone travelling south should carry five million dollars of liability coverage. Is this a reasonable amount to carry, or is the insurance company doing a sell job? Keith Johnson Response: The answer to both of your questions is “yes.” There is an old […]

Posted date : Nov 6, 2017

Dear Bird Talk, We have left our car in Florida. We use it when we go back down for the winter. I am considering having it re-registered in Florida, obtaining a Florida licence plate and getting Florida insurance on it. How difficult is this? What are the implications? We do not want to return the […]

Posted date : Nov 6, 2017

Dear Bird Talk, I read with interest the letter in your fall issue from the Canadian lady marrying an American gentleman. My question deals with: what kind of “rights” or “provisions” does one of the unmarried partners, have, should the Canadian fall ill in his/her own country or vice versa, for the other partner to […]

Posted date : Nov 6, 2017

Dear Bird Talk, I have recently become a member. I don’t know how to get any of the information I require. 1. Should I get a U.S. Visa and bank account? 2. How do I find locations popular for Canadian snowbirds? 3. Where do I pose questions such as the above? Othello from Ontario Response: […]

Posted date : Nov 6, 2017

Dear bird talk, la times April 1 page a2, investigative article by Steve Lopez, “the calculus of er charges” had some points of interest to us snowbirds. One that caught my attention was er billings being pegged at, or close to, insurance deductibles, in order to avoid scrutiny by the hMO. We previously carried a […]

Posted date : Nov 6, 2017

If a person requires routine tests, for example blood work or an ECG that is not an emergency while they are in the U.S., how is that arranged and paid for? Laurel Pettigrew Cochrane, AB Response: Ed: No travel insurance policy covers non-emergency treatment or routine care for a chronic condition that requires monitoring. You […]

Posted date : Nov 6, 2017

Dear Bird Talk, This will be our first time being snowbirds for a couple of months. We are wondering how people deal with their repeat prescriptions? Ken Cunningham Simcoe, ON Response: Ed: That’s an easy one, at least in Ontario. Simply have your doctor prescribe enough medication for your entire trip, with a little extra […]

Posted date : Nov 6, 2017

Dear Bird Talk, There has been a drastic increase in Medicare premiums for alien permanent residents (formerly Green Card holders) in the United States. This affects persons over the age of 65 such as myself and my wife. For the past ten years I have been paying a premium of $340.00 per month, annually $4,080. […]