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Canada Health Act – Provincial health insurance plans

Posted date : Nov 7, 2017

Provincial health insurance plans- Canada Health Act. Dear bird talk, I believe the provincial health insurance plans should be prepared to provide cost protection for medical services outside the home province up to what is assessed as the cost to provide the service within the province. this would significantly reduce the cost of insurance from […]

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Problems With Insurance Claims

Posted date : Nov 7, 2017

Dear Bird Talk, We are 11-year snowbirds to Florida. Last winter, we changed our emergency travel insurance to [name of insurance company omitted]. By coincidence, last year we needed that insurance badly. My wife was admitted to the hospital in serious condition with severe nosebleeds. The hospital contacted our emergency insurance, which was handled by […]

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Special Car Insurance Needed for Snowbirds

Posted date : Nov 7, 2017

I have been following up with The Co-operators since the article in the winter magazine. They have been giving confusing information until finally, a policy was issued in late April. If anyone has a vehicle outside of your home province for more than 59 days, they will not be insured unless they pay an extra […]

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Are You Insured While In Florida For Six Months?

Posted date : Nov 7, 2017

Dear Bird Talk: ARE YOU INSURED WHILE IN FLORIDA FOR SIX MONTHS? You can imagine my surprise when I walked into the local Co-Operators office to pick up my pink slip for proof of insurance, as I was leaving for Florida before my actual renewal date. When I sat down in front of the agent, […]

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Florida Driver’s Licence and Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, I read with interest the letters of my snowbird colleagues and would like to offer my experience and opinion. 1.) Do we need a Florida driver’s licence? I do not now, but I have had one for 35 years and like it. I have never needed it in traffic. However, it came […]

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Car Insurance in the U.S.

Posted date : Nov 7, 2017

Dear Bird Talk, I thought this info might be of some interest to other snowbirds who might be contemplating purchasing a car in the U.S. My wife and I bought a car in Florida last year so that we would have a second car for our (meaning my wife’s) convenience. When I went to get […]

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Strong Dollar, High Premiums?

Posted date : Nov 7, 2017

Dear Bird Talk: I was interested in reading your Editor’s Message in the winter issue of CSANews (issue 65). There is no doubt that the Canadian dollar is buying much more than it did in even the recent past. All snowbirds hope that the rates of exchange stay where they are for many years to […]

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Thanks Medipac!

Posted date : Nov 7, 2017

Dear Bird Talk, Enclosed is our Early Bird Application for our upcoming winter season in Florida. I just wanted to enclose with the application our heartfelt thanks for Medipac’s wonderful response to our emergency medical requirements last winter. It was five days before our only daughter’s wedding in the Dominican Republic and we were scheduled […]

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When to Call

Posted date : Nov 7, 2017

Dear Bird Talk, I am concerned about Medipac travel insurance. The policy on page 2 states as follows: “You or someone on Your behalf (if you are unable to do so) MUST call Medipac Assist BEFORE You seek Medical Treatment.” If my wife or I suddenly had an emergency, such as on of us collapsing, […]

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Hospital Bills – Negotiate Them!

Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I spend winters in Hemet, CA, and both of us have had to have medical attention there, at our own expense. I was hospitalized with pneumonia in December 2002, a pre-existing condition on my insurance. Remember, if you are paying the bill, you can deal. When we got our […]

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