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Special Car Insurance Needed for Snowbirds

Posted date : Nov 7, 2017

I have been following up with The Co-operators since the article in the winter magazine. They have been giving confusing information until finally, a policy was issued in late April. If anyone has a vehicle outside of your home province for more than 59 days, they will not be insured unless they pay an extra […]

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Liability Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, We just bought a trailer/lanai in a park in Florida. We realize that home insurance is outrageous (if you can even get coverage), BUT shouldn’t we have liability coverage? Comments, please. Allen Taylor Pickering, ON Response: Ed: Liability insurance is absolutely necessary and it is not expensive. Call your Canadian insurer and […]

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Are You Insured While In Florida For Six Months?

Posted date : Nov 7, 2017

Dear Bird Talk: ARE YOU INSURED WHILE IN FLORIDA FOR SIX MONTHS? You can imagine my surprise when I walked into the local Co-Operators office to pick up my pink slip for proof of insurance, as I was leaving for Florida before my actual renewal date. When I sat down in front of the agent, […]

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Home Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, Our insurance company requires that the house be checked every two days in order that we are covered. Are there any companies out there that do this for a small fee or is it better to hire someone yourself? Sandra Green Barrie, ON Response: Ed.: All companies have some type of requirement […]

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Insurance Premium and Heart Conditions

Posted date : Nov 7, 2017

Dear Bird Talk, My wife was diagnosed with a “heart block” – a condition that limited blood flow somewhat, and which required the use of a pacemaker. After spending 6 hours in the hospital, we left for home with her new pacemaker humming away nicely. It has really improved her energy level and with her […]

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Strong Dollar, High Premiums?

Posted date : Nov 7, 2017

Dear Bird Talk: I was interested in reading your Editor’s Message in the winter issue of CSANews (issue 65). There is no doubt that the Canadian dollar is buying much more than it did in even the recent past. All snowbirds hope that the rates of exchange stay where they are for many years to […]

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Competitive Prices

Posted date : Nov 7, 2017

Dear Bird Talk, I think it is great that the CSA supports the Medipac Insurance program and vice/versa. It is an important membership benefit to a lot of members and I am sure the insurers have a successful operation financially. However, what bothers me is that it is not cost effective for all members and […]

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Beware of OHIP Coverage when Travelling

Posted date : Nov 7, 2017

Dear Bird Talk: I hope you will consider alerting other snowbirds to a terrible experience we had down south this winter. My friend was not feeling well, so I took her to the hospital. We were told that we could use their fast-track facility, which is like a clinic. After registering with the receptionist, she […]

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Thank You Medipac

Posted date : Nov 6, 2017

Dear Sir: For the past 16 years I have spent my winter in Florida, and last year 1999-2000, I was covered with your insurance carrier (Medipac Travel Medical Insurance). Unfortunately, I took sick March 27th and was in Cape Coral Hospital for a week with heart problems. I just want to let you know how […]

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Medical Evacuation

Posted date : Nov 6, 2017

Dear Bird Talk, I feel the following letter would be helpful to all snowbirds if it were printed in the CSA News. It might keep them from making the same mistakes as we did. Fellow Snowbirds, We have been fortunate to have been able to spend six months in Florida for the last several years. […]

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