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Strong Dollar, High Premiums?

Posted date : Nov 7, 2017

Dear Bird Talk: I was interested in reading your Editor’s Message in the winter issue of CSANews (issue 65). There is no doubt that the Canadian dollar is buying much more than it did in even the recent past. All snowbirds hope that the rates of exchange stay where they are for many years to […]

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Federal Superannuates Travel Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, I enjoy very much reading CSANews as I find it offers new perspectives for senior Canadians. In April 2006 retired federal public servants had their coverage for foreign travel health benefits increased from $100,000.00 to $500,000.00 for a continuous forty day period. Added health and surgical features were also announced. In view […]

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When to Call

Posted date : Nov 7, 2017

Dear Bird Talk, I am concerned about Medipac travel insurance. The policy on page 2 states as follows: “You or someone on Your behalf (if you are unable to do so) MUST call Medipac Assist BEFORE You seek Medical Treatment.” If my wife or I suddenly had an emergency, such as on of us collapsing, […]

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Thanks Medipac!

Posted date : Nov 7, 2017

Dear Bird Talk, I am 85 years old and have taken health insurance every year going south for the past 15 years. I often wondered what would happen if I needed help. While in Las Vegas, I broke my hip. I had wonderful treatment from the first phone call. Medipac took care of everything, even […]

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Competitive Prices

Posted date : Nov 7, 2017

Dear Bird Talk, I think it is great that the CSA supports the Medipac Insurance program and vice/versa. It is an important membership benefit to a lot of members and I am sure the insurers have a successful operation financially. However, what bothers me is that it is not cost effective for all members and […]

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Travel within Canada

Posted date : Nov 7, 2017

Dear Bird Talk, My wife and I are members of CSA and I have my Travel Emergency Insurance with Medipac for U.S. travel (5 months). We will be in British Columbia for 10 days this summer. RBC Insurance says that we need emergency medical insurance and that OHIP won’t cover us. Are the RBC people […]

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Hospital Bills – Negotiate Them!

Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I spend winters in Hemet, CA, and both of us have had to have medical attention there, at our own expense. I was hospitalized with pneumonia in December 2002, a pre-existing condition on my insurance. Remember, if you are paying the bill, you can deal. When we got our […]

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Fedreal Superannuate Surcharge

Posted date : Nov 7, 2017

Gentlemen: Re: $40.00 Surcharge With regard to your CSA News article regarding the $40.00 surcharge that Medipac adds to their out-of-province health insurance policies. It is Not Fair that Federal Government employees must pay a $40.00 penalty because the Federal Government has a MEDOC Plan of out-of-province insurance available to them for the first 40 […]

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Early Bird Plan Timing

Posted date : Nov 7, 2017

Dear Bird Talk, We are one of the couples who purchase extra insurance for our winter trip south. The only problem I have is with the Early Bird Plan. This plan comes out in the summer and we don’t know whether we can go south or not until usually the first part of November. As […]

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Travel Insurance for Non-US Destinations

Posted date : Nov 7, 2017

Dear Bird Talk, I was really pleased to see “Cuba a new option for seniors” which will now permit me to enjoy winter sun, provided I can get travel health insurance which I can afford. It would seem to me that your present insurance premiums are based exclusively for those that winter in the U.S. […]

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