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Senior Rates on B.C. Ferries

Posted date : Nov 13, 2017

Dear Bird Talk, I think you jumped the gun by supporting Stanley Knight over his concern about not getting a senior rate on B.C. Ferries. (BCF). BCF is now a privately managed Crown corporation which receives some subsidy from the taxpayers of B.C. Since Mr. Knight does not appear to be a taxpayer in B.C., […]

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Federal Superannuates Insurance Coverage

Posted date : Nov 13, 2017

Dear Bird Talk, It is my understanding from information in a letter to “Bird Talk” included in the latest issue of CSANews, that retired federal public servants have had their medical coverage increased from $100,000 to $500,000 for a continuous 40-day period. Why should they be treated so differently from other retired people? They earned […]

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GHIP Reimbursement

Posted date : Nov 13, 2017

Dear Bird Talk, I know you have received many letters regarding out-of-country medical expenses submitted to OHIP, but I thought your readers might be interested in my experience. On June1, 2005, I underwent coronary bypass surgery. When applying for out-of-country medical coverage for the following winter I took out a policy with Medipac with a […]

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Florida Property Taxes

Posted date : Nov 13, 2017

Dear Bird Talk: I’m a Canadian snowbird that owns a condo in the Broward County (Pompano Beach) in Florida. My property taxes, and those of other snowbirds, Canadian or Americans, will go up from 19% to 53% while that of the Homesteaders will not rise above 3% while having always enjoyed an ongoing rate of […]

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Losing Doctors!

Posted date : Nov 13, 2017

Dear Mr. Don Slinger, You sound like a man of action, so this letter is coming to you. If that’s not your department, I’m sure you will send it to the right place. Enclosed is a copy of a letter received from my doctor. He explains why he is leaving his practice. I felt the […]

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Exceeding 182 days for medical reasons

Posted date : Nov 7, 2017

Dear Bird Talk, Similar to many other Canadian Snowbirds, my wife and I spend 179-180 days in the U.S. every winter, saving 2 or 3 days in case something unforeseen should happen, so as not to exceed the 182 days allowed by the B2 visa. Since Canadian and U.S. border services now share or will […]

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Snowbird Car Insurance

Posted date : Nov 7, 2017

After reading about the 180-day maximum vehicle insurance coverage period when in the U.S. in the last CSA News issue, I also contacted my Certas/State Farm agent, who was unaware of the 180-day limit but was subsequently advised by HQ that this is indeed (and has been) an annual maximum. He claims that this is […]

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Do insurance providers check with NIDUS registry?

Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I have completed Representation Agreements in lieu of Advance Directives. We plan to register these with Nidus. What steps can we take to ensure that our representative is involved when we are out of province and, particularly, in the U.S.? Do Medipac and other carriers typically check NIDUS? If […]

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25% surcharge for RV insurance: nationwide or just the wrong company?

Posted date : Nov 7, 2017

Dear Bird Talk, We just renewed our RV insurance and were told we would have to pay a surcharge of 25% because we would be in the U.S. for more than 120 days and more than 200 miles from our border. On one hand, we can now be out of province for seven months, but […]

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Medipac Travel Insurance – Happy Customers

Posted date : Nov 7, 2017

Dear Bird Talk, I would like to share with Canadian Snowbird Association members our experience this past spring with Medipac Insurance. We had just begun our return to Canada from a five-month stay in south Texas and chose to stop for our first night at Shreveport/Bossier City, Louisiana. About midnight, my husband Steve awoke with […]

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