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Posted date : Nov 13, 2017

Dear Bird Talk, We were thinking of visiting Arizona. However, their new “anti-illegal” law is very intimidating. What exactly would count as proof of being there legally for a Canadian? Would we have to force the border person to stamp our passports, legibly? Anna Ontario Response: Ed: I do not believe that the new Arizona […]

Posted date : Nov 7, 2017

We just learned today that the company (Certas) that purchased State Farm Canada WILL NOT insure your vehicle for more than 180 days in the U.S. This was told to me at the renewal of our policy, by our local agent, and confirmed by a call to the company underwriters. In the past, with State […]

Posted date : Nov 7, 2017

Dear Bird Talk, This past winter in Florida, I went to a walk-in clinic and paid cash for the visit. The doctor sent me to the nearby hospital for an ultrasound of my leg and, again, I paid them cash. After arriving back in Ontario, I mailed my receipts to the London OHIP office. They […]

Posted date : Nov 7, 2017

Dear Bird Talk, This past winter, I had the misfortune of contracting GBS (Guillain-Barre syndrome). I, like many others, had never heard of this debilitating autoimmune disorder. If you want a scary read, Google it on the Internet. With the accompanying pain and lack of sleep due to the pain, I ended up in the […]

Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I spend four months in Florida each winter. I have 62 days’ coverage through my Ontario Teachers Insurance Plan (OTIP) and top it up to 126 days with Medipac. Last winter was the first time in many years I actually had a medical problem while in Florida, but it […]

Posted date : Nov 7, 2017

Dear Bird Talk, We have been members of the CSA for a number of years & use Medipac as our out-of-country medical insurer. My question is, after reading about Don Kannon’s article from Williamstown, ON, in the latest CSA magazine, I am a bit confused about how he was able to return to Texas after […]

Posted date : Nov 7, 2017

Dear Bird Talk, Your J. Ross Quigley expounded in the fall issue of your CSANews that “our strategy to confront aggressive billing departments, combined with Medipac’s reputation for paying our claims, has proven very successful.” We were involved in a rather unfortunate car accident on December 31, 2010 at KeyWest, FL, but we can confirm […]

Posted date : Nov 7, 2017

Dear Bird Talk, I read with interest the article in Bird Talk regarding car insurance and was petrified that I probably was driving in the U.S. potentially without insurance. I immediately called the Zenith Insurance Co., my provider, quoted your article and was told immediately that it was incorrect and I was covered for six […]

Posted date : Nov 7, 2017

Dear Bird Talk, We are 11-year snowbirds to Florida. Last winter, we changed our emergency travel insurance to [name of insurance company omitted]. By coincidence, last year we needed that insurance badly. My wife was admitted to the hospital in serious condition with severe nosebleeds. The hospital contacted our emergency insurance, which was handled by […]

Posted date : Nov 7, 2017

Dear Bird Talk, I am concerned about Medipac travel insurance. The policy on page 2 states as follows: “You or someone on Your behalf (if you are unable to do so) MUST call Medipac Assist BEFORE You seek Medical Treatment.” If my wife or I suddenly had an emergency, such as on of us collapsing, […]