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Posted date : Nov 7, 2017

We just learned today that the company (Certas) that purchased State Farm Canada WILL NOT insure your vehicle for more than 180 days in the U.S. This was told to me at the renewal of our policy, by our local agent, and confirmed by a call to the company underwriters. In the past, with State […]

Posted date : Nov 7, 2017

Dear Bird Talk, I am a retired federal employee spending each winter in Florida. I have medical coverage under the Public Service Health Care Plan for up to 40 days outside of Canada. To extend this, I fly back and forth to Ontario every few weeks to keep renewing the 40-day coverage, a rather expensive […]

Posted date : Nov 7, 2017

Dear Bird Talk, Will owning a home in Florida along with a car with U.S. insurance and plates affect the status of being a Canadian snowbird (thinking of purchasing and leaving auto in Florida)? Thanking you in advance for your comments. Mary from Nova Scotia Response: Ed.: Owning a vacation home and a car registered […]

Posted date : Nov 7, 2017

Dear Bird Talk, We just renewed our RV insurance and were told we would have to pay a surcharge of 25% because we would be in the U.S. for more than 120 days and more than 200 miles from our border. On one hand, we can now be out of province for seven months, but […]

Posted date : Nov 7, 2017

Dear Bird Talk, I would like to share with Canadian Snowbird Association members our experience this past spring with Medipac Insurance. We had just begun our return to Canada from a five-month stay in south Texas and chose to stop for our first night at Shreveport/Bossier City, Louisiana. About midnight, my husband Steve awoke with […]

Posted date : Nov 7, 2017

Dear Bird Talk, I will never endorse CSA as long as they endorse discriminatory insurer, Medipac. The first question on the Medipac application involves HIV, ARC and AIDS. They use this highly discriminatory question to deny coverage and to deny claims. Shame on everyone at CSA for endorsing a company with such overtly discriminatory practices. […]

Posted date : Nov 7, 2017

Dear Bird Talk, This past winter, I had the misfortune of contracting GBS (Guillain-Barre syndrome). I, like many others, had never heard of this debilitating autoimmune disorder. If you want a scary read, Google it on the Internet. With the accompanying pain and lack of sleep due to the pain, I ended up in the […]

Posted date : Nov 7, 2017

Dear Bird Talk, As a Medipac Insurance customer, I am just wondering something. If I have to make a 911 call and all of the first responders (i.e. police, ambulance, fire department, dog catcher, etc.) react, how much coverage do I have through Medipac for their services. We are in Yuma and have heard that […]

Posted date : Nov 7, 2017

Dear Bird Talk, As members of CSA, we would like to thank the staff at your office for acting so quickly to resolve the issue of allowing snowbirds to deduct their annual premiums for out-of-province coverage. The success in resolving that issue is worth every penny that we pay to be members of the association. […]

Posted date : Nov 7, 2017

Dear bird talk, I read with interest the articles and letters about the proposed Visit-Usa act in the spring issue of CSANews. I was wondering what the effect will be on Canadian health coverage for Canadians who would be out of Canada for more than 183 days. I believe that, at present, the time out […]