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Posted date : Nov 7, 2017

Dear Bird Talk, This past winter in Florida, I went to a walk-in clinic and paid cash for the visit. The doctor sent me to the nearby hospital for an ultrasound of my leg and, again, I paid them cash. After arriving back in Ontario, I mailed my receipts to the London OHIP office. They […]

Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I have completed Representation Agreements in lieu of Advance Directives. We plan to register these with Nidus. What steps can we take to ensure that our representative is involved when we are out of province and, particularly, in the U.S.? Do Medipac and other carriers typically check NIDUS? If […]

Posted date : Nov 7, 2017

Dear Bird Talk, In a previous answer, you stated that provinces should be happy to extend the number of days of out-of-country health-care coverage as this will reduce their health-care costs? Would you explain? Nancy McRae Charlottetown, PE Response: Ed: Every emergency operation and every doctor’s visit that happens outside of Canada is a medical […]

Posted date : Nov 7, 2017

Dear Bird Talk, There appears a clause in medical travel insurance policies, including Medipac, which states the following: EMERGENCY SERVICES EXCLUDED FROM COVERAGE “ …services relating to an illness or injury which caused the emergency, after such emergency ends.” Does this mean that one should go home after having received emergency medical care? I had […]

Posted date : Nov 7, 2017

Dear Bird Talk, Recently, I negotiated a medical travel insurance policy with Johnson Medoc for a prolonged period of absence from the country. On reviewing the confirmation letter from them, I found that a sum of more than $400 had been added for trip cancellation insurance, which represents 25% of the total cost, or 33% […]

Posted date : Nov 7, 2017

Dear Bird Talk, We just renewed our RV insurance and were told we would have to pay a surcharge of 25% because we would be in the U.S. for more than 120 days and more than 200 miles from our border. On one hand, we can now be out of province for seven months, but […]

Posted date : Nov 7, 2017

Dear Bird Talk, I was unable to get a favourable quote from Medipac (last fall) as I have a 4.6 cm abdominal aortic aneurysm. I am 67 years old. My surgeon will not operate until it gets to 5.5 cm. I have been spending three months in Myrtle Beach for the last 12 years and […]

Posted date : Nov 7, 2017

Dear Bird Talk, This past winter, I had the misfortune of contracting GBS (Guillain-Barre syndrome). I, like many others, had never heard of this debilitating autoimmune disorder. If you want a scary read, Google it on the Internet. With the accompanying pain and lack of sleep due to the pain, I ended up in the […]

Posted date : Nov 7, 2017

Dear Bird Talk, As a Medipac Insurance customer, I am just wondering something. If I have to make a 911 call and all of the first responders (i.e. police, ambulance, fire department, dog catcher, etc.) react, how much coverage do I have through Medipac for their services. We are in Yuma and have heard that […]

Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I spend four months in Florida each winter. I have 62 days’ coverage through my Ontario Teachers Insurance Plan (OTIP) and top it up to 126 days with Medipac. Last winter was the first time in many years I actually had a medical problem while in Florida, but it […]