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Posted date : Nov 7, 2017

Dear Bird Talk: Re: the “Pro-Rate Clause” I am compelled to write regarding the “angry letter” received by an “unhappy client”. Who did she think, or they think, they were that they could beat the system? They lied – outright, to previous existing conditions! Give me a break – shame on them! Isn’t it strange […]

Posted date : Nov 7, 2017

Dear Bird Talk, This is in response to the member who wrote a letter in the summer edition regarding an Insurance Company that had a clause in its policy stating that the patient should know of all medical conditions he or she might have, and therefore he was not covered by insurance. The editors are […]

Posted date : Nov 7, 2017

Dear Bird Talk, I think it is great that the CSA supports the Medipac Insurance program and vice/versa. It is an important membership benefit to a lot of members and I am sure the insurers have a successful operation financially. However, what bothers me is that it is not cost effective for all members and […]

Posted date : Nov 7, 2017

Dear Bird Talk, We are one of the couples who purchase extra insurance for our winter trip south. The only problem I have is with the Early Bird Plan. This plan comes out in the summer and we don’t know whether we can go south or not until usually the first part of November. As […]

Posted date : Nov 7, 2017

Dear Mr. Quigley, I do not have any suggestions to improve Medipac. I am quite happy with the way it is working and the service it provides…I am a firm believer in insurance. I go to great lengths to promote Medipac to our Canadian friends while in Florida. Yours Truly, Roy Mailman Bridgetown, Nova Scotia […]

Posted date : Nov 7, 2017

Dear Bird Talk, When renewing my automobile insurance, the agent recommended that anyone travelling south should carry five million dollars of liability coverage. Is this a reasonable amount to carry, or is the insurance company doing a sell job? Keith Johnson Response: The answer to both of your questions is “yes.” There is an old […]

Posted date : Nov 6, 2017

Dear Sir: For the past 16 years I have spent my winter in Florida, and last year 1999-2000, I was covered with your insurance carrier (Medipac Travel Medical Insurance). Unfortunately, I took sick March 27th and was in Cape Coral Hospital for a week with heart problems. I just want to let you know how […]

Posted date : Nov 6, 2017

Can anyone comment on what happens if you overstay your 182 days in the U.S.? I understand that the IRS can consider you taxable on worldwide income, but do they contact you? Has anyone had this happen to them? If it’s over by a few days, are they still going to make an effort to […]

Posted date : Nov 6, 2017

Dear Bird Talk, We rented a car in Colorado and had a slow leak in a tire; we found there was no spare, only a blow-up kit with a sealer included. However, if you had a slash in your tire it would be useless, so you may wish to be sure that you have a […]

Posted date : Nov 6, 2017

Dear Bird Talk, I read your article about the gentleman who was stopped at Newark because of an old DUI for which he had a Canadian pardon. The offence was from 32 years earlier, but he would require an American waiver. I was alarmed, as we travel to the states frequently and my husband had […]