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A Medical Question for Bird Talk

Posted date : May 14, 2019

On page 9 of the summer 2017 CSANews, in the Bird Talk section, the editor talked about travel insurance and “the regular care and monitoring of a chronic condition.” Having “an incredible battery of tests at a bus in a pharmacy parking lot for $149” sounds great, until a situation requiring out-of-province medical attention arises […]

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Travel Health Insurance is a Tax Deductible Expense, and more

Posted date : Nov 13, 2017

Dear Bird Talk, As usual, I read CSANews from cover to cover for its valuable information and advice concerning travel and medical insurance during our annual stay in Florida for the winter months. The current issue, however, contains two items of personal opinion, which I feel deserve a response. In your editorial, I was naturally […]

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Subtracting Time From My “Six Months”

Posted date : Nov 13, 2017

Dear Bird Talk: In issue # 75 under Snowbird Alert, you wrote that spending a week or two at home for the holidays would not be subtracted from the total days allowed. My question is – if I return home for four to six weeks, can I subtract this time from the “six months less […]

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Do insurance providers check with NIDUS registry?

Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I have completed Representation Agreements in lieu of Advance Directives. We plan to register these with Nidus. What steps can we take to ensure that our representative is involved when we are out of province and, particularly, in the U.S.? Do Medipac and other carriers typically check NIDUS? If […]

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Recurrence clause clarification

Posted date : Nov 7, 2017

Dear Bird Talk, There appears a clause in medical travel insurance policies, including Medipac, which states the following: EMERGENCY SERVICES EXCLUDED FROM COVERAGE “ …services relating to an illness or injury which caused the emergency, after such emergency ends.” Does this mean that one should go home after having received emergency medical care? I had […]

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Getting top-up insurance while out-of-county: is it allowed?

Posted date : Nov 7, 2017

Dear Bird Talk, In response to your letter from Len Stoll, Ottawa, re top-up insurance. My husband and I wanted an extra five days in April 2011 and I called the insurance company we were with that year and there was no problem. They sold us five days’ each. Were we covered if an emergency […]

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Medipac Travel Insurance – Happy Customers

Posted date : Nov 7, 2017

Dear Bird Talk, I would like to share with Canadian Snowbird Association members our experience this past spring with Medipac Insurance. We had just begun our return to Canada from a five-month stay in south Texas and chose to stop for our first night at Shreveport/Bossier City, Louisiana. About midnight, my husband Steve awoke with […]

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Aneurysm Size and Medipac Coverage

Posted date : Nov 7, 2017

Dear Bird Talk, I was unable to get a favourable quote from Medipac (last fall) as I have a 4.6 cm abdominal aortic aneurysm. I am 67 years old. My surgeon will not operate until it gets to 5.5 cm. I have been spending three months in Myrtle Beach for the last 12 years and […]

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Top-ups and Pre-Existing Conditions

Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I spend four months in Florida each winter. I have 62 days’ coverage through my Ontario Teachers Insurance Plan (OTIP) and top it up to 126 days with Medipac. Last winter was the first time in many years I actually had a medical problem while in Florida, but it […]

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Pre-Existing Conditions and Medipac’s Return to Destination Benefit

Posted date : Nov 7, 2017

Dear Bird Talk, We have been members of the CSA for a number of years & use Medipac as our out-of-country medical insurer. My question is, after reading about Don Kannon’s article from Williamstown, ON, in the latest CSA magazine, I am a bit confused about how he was able to return to Texas after […]

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