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Warning About Banking in the U.S.

Posted date : May 14, 2019

Be very careful when choosing which bank you deal with in the U.S.!!! From our experience, you will see what I am referring to. On Jan. 3, 2018, we deposited a Canadian draft in U.S. currency into the U.S. bank. We have been snowbirds for 10 years and this is the only bank we have […]

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Banking in the United States

Posted date : Nov 4, 2017

Dear Bird Talk, Having recently purchased condos in both Ontario and Florida, we are just about to join the ranks of the snowbirds. Is it necessary to set up a bank account in the U.S., or have you found it possible to get along with just a Canadian bank and a VISA card? Arthur Wenk, […]

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Banking Fees

Posted date : Nov 4, 2017

Dear Bird Talk, I have run into banking fees regarding U.S.$ deposits from Canadian banks. Does anyone know of a bank in the Rio Grande Valley which does not have these fees? Richard in ON Response: Ed: This is an ongoing problem for many snowbirds. U.S. banks often charge deposit fees, they may hold up […]

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Banking Overdraft Fees in the U.S.

Posted date : Nov 4, 2017

Dear Bird Talk, Recently, I decided to remove the money I had remaining in my U.S. Royal Bank chequing account because I was returning to Canada within two weeks and I thought I would take the cash and just spend whatever money I had. I went to the bank machine and removed all that was […]

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