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Unacceptable Business Practices

Posted date : Nov 7, 2017

Dear Bird Talk, Recently, I negotiated a medical travel insurance policy with Johnson Medoc for a prolonged period of absence from the country. On reviewing the confirmation letter from them, I found that a sum of more than $400 had been added for trip cancellation insurance, which represents 25% of the total cost, or 33% […]

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Medipac Travel Insurance – Happy Customers

Posted date : Nov 7, 2017

Dear Bird Talk, I would like to share with Canadian Snowbird Association members our experience this past spring with Medipac Insurance. We had just begun our return to Canada from a five-month stay in south Texas and chose to stop for our first night at Shreveport/Bossier City, Louisiana. About midnight, my husband Steve awoke with […]

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Top-ups and Pre-Existing Conditions

Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I spend four months in Florida each winter. I have 62 days’ coverage through my Ontario Teachers Insurance Plan (OTIP) and top it up to 126 days with Medipac. Last winter was the first time in many years I actually had a medical problem while in Florida, but it […]

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Visit-USA Act – Canadian health coverage

Posted date : Nov 7, 2017

Dear bird talk, I read with interest the articles and letters about the proposed Visit-Usa act in the spring issue of CSANews. I was wondering what the effect will be on Canadian health coverage for Canadians who would be out of Canada for more than 183 days. I believe that, at present, the time out […]

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Canada Health Act – Provincial health insurance plans

Posted date : Nov 7, 2017

Provincial health insurance plans- Canada Health Act. Dear bird talk, I believe the provincial health insurance plans should be prepared to provide cost protection for medical services outside the home province up to what is assessed as the cost to provide the service within the province. this would significantly reduce the cost of insurance from […]

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Insurance Premium and Heart Conditions

Posted date : Nov 7, 2017

Dear Bird Talk, My wife was diagnosed with a “heart block” – a condition that limited blood flow somewhat, and which required the use of a pacemaker. After spending 6 hours in the hospital, we left for home with her new pacemaker humming away nicely. It has really improved her energy level and with her […]

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Strong Dollar, High Premiums?

Posted date : Nov 7, 2017

Dear Bird Talk: I was interested in reading your Editor’s Message in the winter issue of CSANews (issue 65). There is no doubt that the Canadian dollar is buying much more than it did in even the recent past. All snowbirds hope that the rates of exchange stay where they are for many years to […]

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Federal Superannuates Travel Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, I enjoy very much reading CSANews as I find it offers new perspectives for senior Canadians. In April 2006 retired federal public servants had their coverage for foreign travel health benefits increased from $100,000.00 to $500,000.00 for a continuous forty day period. Added health and surgical features were also announced. In view […]

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When to Call

Posted date : Nov 7, 2017

Dear Bird Talk, I am concerned about Medipac travel insurance. The policy on page 2 states as follows: “You or someone on Your behalf (if you are unable to do so) MUST call Medipac Assist BEFORE You seek Medical Treatment.” If my wife or I suddenly had an emergency, such as on of us collapsing, […]

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Thanks Medipac!

Posted date : Nov 7, 2017

Dear Bird Talk, I am 85 years old and have taken health insurance every year going south for the past 15 years. I often wondered what would happen if I needed help. While in Las Vegas, I broke my hip. I had wonderful treatment from the first phone call. Medipac took care of everything, even […]

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