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Credit Cards in the US – and the real solution is…ATMs?!

Posted date : Nov 4, 2017

Dear Bird Talk, I would like to warn CSA members about using ATMs in the USA, based on my personal experience. In early March, I attempted to withdraw US$300.00 from my CIBC Canadian account at a Chase Bank ATM located in a Walgreens Drugs outlet in Mesa, Arizona. Although I received a receipt stating that […]

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Banking Overdraft Fees in the U.S.

Posted date : Nov 4, 2017

Dear Bird Talk, Recently, I decided to remove the money I had remaining in my U.S. Royal Bank chequing account because I was returning to Canada within two weeks and I thought I would take the cash and just spend whatever money I had. I went to the bank machine and removed all that was […]

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Changes Necessary to RRIF Payments for 2008

Posted date : Nov 4, 2017

Dear Bird Talk, I have been asked by several senior friends as an original CSA member to write to you of our concern regarding what is happening to our savings in this period of economic downturn, in particular as it applies to our RRIFs and the amounts we must withdraw. Seniors, those of us fortunately […]

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British Pensioners

Posted date : Nov 4, 2017

Hello Bird Talk! One of your members has suggested that many other “snowbirds” would be extremely interested to learn about a pension that is available to most people who worked in the U.K. at some point in their lives. I am attaching a brief info piece for possible reprint in your excellent magazine, CSANews, and […]

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Currency Exchange and Transfer

Posted date : Nov 4, 2017

Dear Bird Talk, I am writing with respect to the Bird Talk on p. 7 of the latest CSANews Spring 2006, Issue 58, about a cash in dispute with an American bank. At the beginning of the 1980’s I opened my chequing account with a bank in florida, and shortly after mailed my pay cheque […]

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Martin Downs Golf & Country

Posted date : Nov 4, 2017

Dear Bird Talk, Enclosed please find a photo taken on our “Canada Day” in February at our golf club Martin Downs Golf & Country Club in Palm City FL. I wanted to thank you for the dinner table “Placemats” which were provided thru the “Snowbird” magazine. Bill Leeder did a great job of getting them […]

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Keep Your Receipts

Posted date : Nov 4, 2017

Dear Bird Talk, In February, a friend drove me to Orlando and then flew down to drive me home at the end of the month. I booked our accommodations at Best Western using my credit card, but paid in cash when we arrived at the motel. I kept the receipt for our first night in […]

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Warning! Unjust Bank Charges

Posted date : Nov 4, 2017

Dear Sirs: I recently had a disturbing banking experience with Bank of America in Fort Myers, Florida. A normal deposit of $4,000.00 USD from my local U.S. Dollar account at TD Canada Trust was hit with a transaction deduction and service charges of $110.00 USD, on the pretense that it was a banker’s “collection item” […]

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AGM

Posted date : Nov 4, 2017

Committee chair, I have been a snowbird member since its inception and believe it to be a great organization for the snowbird population. I would however like to make a suggestion that I’m sure has been made before, that is to charge a nominal fee to non members to access the annual meeting and entertainment […]

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Travellers’ Cheques

Posted date : Nov 4, 2017

Dear Bird Talk: I wonder how many Snowbirds who have bank accounts in Florida realize that the tellers are NOT responsible for cheques??? I have a receipt for $400 deposited on December 7, 2005 in the form of 4 x $50, 10 x $20 and am in dispute with the bank regarding the amount of […]

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