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Pre-Existing Conditions and Medipac’s Return to Destination Benefit

Posted date : Nov 7, 2017

Dear Bird Talk, We have been members of the CSA for a number of years & use Medipac as our out-of-country medical insurer. My question is, after reading about Don Kannon’s article from Williamstown, ON, in the latest CSA magazine, I am a bit confused about how he was able to return to Texas after […]

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Tax Deductions for Travel Medical Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, As members of CSA, we would like to thank the staff at your office for acting so quickly to resolve the issue of allowing snowbirds to deduct their annual premiums for out-of-province coverage. The success in resolving that issue is worth every penny that we pay to be members of the association. […]

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Canada Health Act – Provincial health insurance plans

Posted date : Nov 7, 2017

Provincial health insurance plans- Canada Health Act. Dear bird talk, I believe the provincial health insurance plans should be prepared to provide cost protection for medical services outside the home province up to what is assessed as the cost to provide the service within the province. this would significantly reduce the cost of insurance from […]

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Travel Medical Insurance for Visitors to Canada

Posted date : Nov 7, 2017

Dear Bird Talk, We have recently had our niece and her family visit us here in B.C., from Colorado. I was interested in what travel medical coverage cost them and how it compares to Medipac. When I asked them, they informed me that they had not taken out any travel medical insurance; since Canada has […]

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Problems With Insurance Claims

Posted date : Nov 7, 2017

Dear Bird Talk, We are 11-year snowbirds to Florida. Last winter, we changed our emergency travel insurance to [name of insurance company omitted]. By coincidence, last year we needed that insurance badly. My wife was admitted to the hospital in serious condition with severe nosebleeds. The hospital contacted our emergency insurance, which was handled by […]

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Airfare Refunds with TD Visa

Posted date : Nov 7, 2017

Dear Bird Talk, I wish to advise you of a situation that I encountered this past April. My husband had to be flown home to Toronto from Florida by air ambulance because of a recent illness. I was given four hours to prepare myself, in order to be able to fly home with him. During […]

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A Horror Story Averted!

Posted date : Nov 7, 2017

Dear Bird Talk, Ross Quigley’s article in the summer 2010 edition of CSANews (‘Let me first say that Medipac is fine!’) hit the nail on the head. I suspect that our personal case illustrates the need very clearly. We went for a short, three-week holiday that included a one-week cruise out of Tampa last spring, […]

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Insurance Premium and Heart Conditions

Posted date : Nov 7, 2017

Dear Bird Talk, My wife was diagnosed with a “heart block” – a condition that limited blood flow somewhat, and which required the use of a pacemaker. After spending 6 hours in the hospital, we left for home with her new pacemaker humming away nicely. It has really improved her energy level and with her […]

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Traveling with a Pre-Existing Condition

Posted date : Nov 7, 2017

Dear Bird Talk, My wife and I just retired this year and unfortunately shortly afterwards, she was diagnosed with breast cancer. It was successfully removed and there was no further spread of the disease. She is starting chemo for four treatments in September and then will finish with five weeks of radiation on or about […]

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Strong Dollar, High Premiums?

Posted date : Nov 7, 2017

Dear Bird Talk: I was interested in reading your Editor’s Message in the winter issue of CSANews (issue 65). There is no doubt that the Canadian dollar is buying much more than it did in even the recent past. All snowbirds hope that the rates of exchange stay where they are for many years to […]

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