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Posted date : Nov 13, 2017

Dear Bird Talk, Up to now, we have been reluctant to join your group, preferring to stay on the sidelines, but our recent return to Canada has forced a change. We entered Canada at the Coutts, Alberta crossing the morning of April 12th and were dismayed and unhappy with our treatment by Canada Customs. Upon […]

Posted date : Nov 13, 2017

A few months ago, my brother passed away. Although his will, drawn up in Ontario, clearly specifies that my husband and I are the beneficiaries of his entire estate – including his portion of a condominium in Florida which we three jointly owned – friends have told us that his will is not going to […]

Posted date : Nov 7, 2017

Dear Bird Talk, Re: Joint tenancy with right of survivorship My wife and I purchased a condo in Florida approximately 20 years ago. The deed indicated that both of us are “grantees” (purchasers) and also specifies that we are husband and wife. We have been told by an attorney (who is also an acquaintance) that […]

Posted date : Nov 6, 2017

Dear Bird Talk, I read the letter from a member that included a letter from their physician saying he was quitting practice because he could no longer tolerate the conditions under which he had to work for OHIP (Spring 2005, Issue 54). Obviously, the reasons are very disturbing though it has to be said in […]

Posted date : Nov 4, 2017

Dear Bird Talk, In the spring issue of CSANews, Mr. Quigley, in his article “What Does it Really Cost?,” refers to “slimy lawyers.” apparently, to Mr Q., any lawyer who tries to collect money owed to a client is slimy, whereas health insurers who will use every trick in the book to avoid paying claims […]

Posted date : Nov 4, 2017

Dear Bird Talk, Further to my conversation with Ellen White at the Texas Snowbird Show. As I explained to you at that time, I was informed by my trailer dealer to check with the insurance companies re: driving licence for large trailers. They both informed me (trailer and car insurance companies) of the same thing […]

Posted date : Nov 4, 2017

Dear Bird Talk, My wife and I own a home in Arizona. Can you give guidance concerning the estate tax? Specifically, circumventing it. Should we have a separate will for the U.S.? Should we have our children’s names on the title? Any advice would be greatly appreciated. W Delorme Calgary, AB Response: Ed.: For persons […]

Posted date : Nov 4, 2017

Dear Bird Talk, Having recently purchased condos in both Ontario and Florida, we are just about to join the ranks of the snowbirds. Is it necessary to set up a bank account in the U.S., or have you found it possible to get along with just a Canadian bank and a VISA card? Arthur Wenk, […]

Posted date : Nov 4, 2017

Dear Bird Talk, Perhaps you think that when a couple has a joint bank account with right of survivorship that no changes will be made after the death of one partner. When my husband passed away, I found out that this is not so with our account at the Canadian Imperial Bank of Commerce. When […]

Posted date : Nov 4, 2017

Dear Bird Talk, We attended the CSA program in Kitchener last night, and want to thank you for all the effort that went into presenting the program. We appreciated the updates from the sponsors, and enjoyed hearing from you and the tremendous work that CSA does on our behalf. We joined the organization last night, […]