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Posted date : Nov 13, 2017

Dear Bird Talk, I appreciate the excellent service my wife and I obtain from our private insurance with Medipac for coverage during our winter stay in Florida. However, we are also grateful for the fact that back home in Canada, we are also protected on a daily basis by our public system of health care, […]

Posted date : Nov 13, 2017

Dear Bird Talk, Now that the “new” government is in place, I trust that the CSA will lobby strongly to have the provisions requiring a Canadian to spend six months in his home province to qualify for Medicare coverage. Current rules are a form of discrimination and a sort of two tier medicine. Canadians who […]

Posted date : Nov 13, 2017

Dear Sir, My wife and I winter in Arizona for health reasons, and this past winter I had bronchitis and was treated by a doctor, at a clinic, at a cost of $118 (US), approx. $192 (CDN). I have $1,000 deductible on my travel health insurance so I billed OHIP for the $118 (US) ($192 […]

Posted date : Nov 7, 2017

We own a home in Arizona and have two vehicles registered and insured there. We have always maintained full insurance on the vehicles, even if we don’t use them for six months. I am assuming that there is a way to put them in “storage” status and save $$ on insurance. What do other people […]

Posted date : Nov 7, 2017

Dear Bird Talk, Similar to many other Canadian Snowbirds, my wife and I spend 179-180 days in the U.S. every winter, saving 2 or 3 days in case something unforeseen should happen, so as not to exceed the 182 days allowed by the B2 visa. Since Canadian and U.S. border services now share or will […]

Posted date : Nov 7, 2017

Does any travel health insurance company offer a policy for travel exclusively in Canada? If not, why not? It should be relatively inexpensive and cover those situations that your home province does not cover. Can you advocate on our behalf? Victor Wall Lac du Bonnet, MB Response: Ed: The Medipac Annual plan covers unlimited 23-day […]

Posted date : Nov 7, 2017

After reading about the 180-day maximum vehicle insurance coverage period when in the U.S. in the last CSA News issue, I also contacted my Certas/State Farm agent, who was unaware of the 180-day limit but was subsequently advised by HQ that this is indeed (and has been) an annual maximum. He claims that this is […]

Posted date : Nov 7, 2017

Dear Bird Talk, I think you are doing a grave disservice to your Canadian readers for not letting them know which insurance company refused to pay for the hospital that treated the little girl in Mexico. I have used insurance companies over the years and had no problem until I was stranded out west in […]

Posted date : Nov 7, 2017

Dear Bird Talk, There appears a clause in medical travel insurance policies, including Medipac, which states the following: EMERGENCY SERVICES EXCLUDED FROM COVERAGE “ …services relating to an illness or injury which caused the emergency, after such emergency ends.” Does this mean that one should go home after having received emergency medical care? I had […]

Posted date : Nov 7, 2017

Dear Bird Talk, Just wondering if CSA or others have done any investigation of U.S. property insurance? We were given an initial quote for a new home in Arizona, only to have that quote revised upwards by 50% as soon as they found out that we were Canadian. The second company which we approached quoted […]