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Tax Deductions for Travel Medical Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, As members of CSA, we would like to thank the staff at your office for acting so quickly to resolve the issue of allowing snowbirds to deduct their annual premiums for out-of-province coverage. The success in resolving that issue is worth every penny that we pay to be members of the association. […]

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Problems With Insurance Claims

Posted date : Nov 7, 2017

Dear Bird Talk, We are 11-year snowbirds to Florida. Last winter, we changed our emergency travel insurance to [name of insurance company omitted]. By coincidence, last year we needed that insurance badly. My wife was admitted to the hospital in serious condition with severe nosebleeds. The hospital contacted our emergency insurance, which was handled by […]

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A Horror Story Averted!

Posted date : Nov 7, 2017

Dear Bird Talk, Ross Quigley’s article in the summer 2010 edition of CSANews (‘Let me first say that Medipac is fine!’) hit the nail on the head. I suspect that our personal case illustrates the need very clearly. We went for a short, three-week holiday that included a one-week cruise out of Tampa last spring, […]

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Traveling with a Pre-Existing Condition

Posted date : Nov 7, 2017

Dear Bird Talk, My wife and I just retired this year and unfortunately shortly afterwards, she was diagnosed with breast cancer. It was successfully removed and there was no further spread of the disease. She is starting chemo for four treatments in September and then will finish with five weeks of radiation on or about […]

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Federal Superannuates Travel Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, I enjoy very much reading CSANews as I find it offers new perspectives for senior Canadians. In April 2006 retired federal public servants had their coverage for foreign travel health benefits increased from $100,000.00 to $500,000.00 for a continuous forty day period. Added health and surgical features were also announced. In view […]

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When to Call

Posted date : Nov 7, 2017

Dear Bird Talk, I am concerned about Medipac travel insurance. The policy on page 2 states as follows: “You or someone on Your behalf (if you are unable to do so) MUST call Medipac Assist BEFORE You seek Medical Treatment.” If my wife or I suddenly had an emergency, such as on of us collapsing, […]

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Medical Conditions – Know Them of All

Posted date : Nov 7, 2017

Dear Bird Talk, This is in response to the member who wrote a letter in the summer edition regarding an Insurance Company that had a clause in its policy stating that the patient should know of all medical conditions he or she might have, and therefore he was not covered by insurance. The editors are […]

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Travel within Canada

Posted date : Nov 7, 2017

Dear Bird Talk, My wife and I are members of CSA and I have my Travel Emergency Insurance with Medipac for U.S. travel (5 months). We will be in British Columbia for 10 days this summer. RBC Insurance says that we need emergency medical insurance and that OHIP won’t cover us. Are the RBC people […]

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Travel Insurance Rates: “It’s Just Not Fair”

Posted date : Nov 7, 2017

Dear Bird Talk, Thank you very much for listening to my “It’s Just Not Fair” complaint about Medipac rates concerning former Aneurysm patients. I have just looked at the Early Bird rates for this year’s trip and I have substantial savings compared to the old policy. I am sure I am not alone in this […]

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Travel Insurance Rates and the US Dollar

Posted date : Nov 7, 2017

Dear Bird Talk, I hope that the 2003/2004 rates are going to reflect the increase in the Canadian dollar against the US$. Thank you. Leo Audette Welland Ont. Response: The Canadian dollar is $0.7419US, at press time. We certainly hope it stays at this level, or higher, for this year’s travel season. This has a […]

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