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Preparation is Key for a Rewarding Snowbird Travel Season

Posted date : Aug 19, 2019

Spending the winter in the sunny south sure beats contending with the ice and snow of our Canadian winters. If you are truly going to enjoy the fruits of the snowbird lifestyle experience, preparation is key.

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Federal Superannuates Insurance Coverage

Posted date : Nov 13, 2017

Dear Bird Talk, It is my understanding from information in a letter to “Bird Talk” included in the latest issue of CSANews, that retired federal public servants have had their medical coverage increased from $100,000 to $500,000 for a continuous 40-day period. Why should they be treated so differently from other retired people? They earned […]

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Annual Add-on for Canadian travel

Posted date : Nov 7, 2017

In the spring, 2017 CSANews Issue 102, I questioned if any travel health insurance company covered travel in Canada at a reasonable rate. You responded that “the Medipac Annual plan covers unlimited 23-day trips anywhere in the world and also covers you for up to six months in Canada when outside your province of residence.” […]

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Truck and Travel Trailer

Posted date : Nov 7, 2017

I am travelling to the U.S. in August with my truck and travel trailer and vacationing for three weeks in different states. I am planning on being in Tennessee at the end of the three weeks and then storing the truck and trailer for the winter and flying back to Canada. I am planning to […]

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Travel Medical Subrogation

Posted date : Nov 7, 2017

I recently read an article where a Canadian couple had to make a significant claim on their travel insurance. The insurance company then went after their in-province insurance company for a good portion of the claim. This reduced the total life claim available from the person’s normal health insurance. If the travel and health insurance […]

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Do insurance providers check with NIDUS registry?

Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I have completed Representation Agreements in lieu of Advance Directives. We plan to register these with Nidus. What steps can we take to ensure that our representative is involved when we are out of province and, particularly, in the U.S.? Do Medipac and other carriers typically check NIDUS? If […]

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25% surcharge for RV insurance: nationwide or just the wrong company?

Posted date : Nov 7, 2017

Dear Bird Talk, We just renewed our RV insurance and were told we would have to pay a surcharge of 25% because we would be in the U.S. for more than 120 days and more than 200 miles from our border. On one hand, we can now be out of province for seven months, but […]

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Canada Health Act – Provincial health insurance plans

Posted date : Nov 7, 2017

Provincial health insurance plans- Canada Health Act. Dear bird talk, I believe the provincial health insurance plans should be prepared to provide cost protection for medical services outside the home province up to what is assessed as the cost to provide the service within the province. this would significantly reduce the cost of insurance from […]

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Problems With Insurance Claims

Posted date : Nov 7, 2017

Dear Bird Talk, We are 11-year snowbirds to Florida. Last winter, we changed our emergency travel insurance to [name of insurance company omitted]. By coincidence, last year we needed that insurance badly. My wife was admitted to the hospital in serious condition with severe nosebleeds. The hospital contacted our emergency insurance, which was handled by […]

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Insurance Premium and Heart Conditions

Posted date : Nov 7, 2017

Dear Bird Talk, My wife was diagnosed with a “heart block” – a condition that limited blood flow somewhat, and which required the use of a pacemaker. After spending 6 hours in the hospital, we left for home with her new pacemaker humming away nicely. It has really improved her energy level and with her […]

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