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Travel insurance and income tax

Posted date : Nov 7, 2017

My wife and I have travelled to Hilton Head, S.C. for the past two winters for three months each time. My question is, can we claim our travel insurance on our taxes? Murray Antram Mississauga, ON Response: Ed.: Yes! The Canadian Snowbird Association was instrumental in having travel medical insurance premiums deductible for tax purposes, […]

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Exceeding 182 days for medical reasons

Posted date : Nov 7, 2017

Dear Bird Talk, Similar to many other Canadian Snowbirds, my wife and I spend 179-180 days in the U.S. every winter, saving 2 or 3 days in case something unforeseen should happen, so as not to exceed the 182 days allowed by the B2 visa. Since Canadian and U.S. border services now share or will […]

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92-year old father-in-law doesn’t want to buy travel insurance

Posted date : Nov 7, 2017

Dear Bird Talk, We have my wife’s 92-year-old father living with us and he wants to come to Florida with us, but will not get any insurance. What do you advise us to do? We don’t want to be liable if anything happens. Kevin McLoughlin Ridgeway, ON Response: Ed.: Do NOT take him unless he […]

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Aneurysm Size and Medipac Coverage

Posted date : Nov 7, 2017

Dear Bird Talk, I was unable to get a favourable quote from Medipac (last fall) as I have a 4.6 cm abdominal aortic aneurysm. I am 67 years old. My surgeon will not operate until it gets to 5.5 cm. I have been spending three months in Myrtle Beach for the last 12 years and […]

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Medipac Travel Insurance – Happy Customers

Posted date : Nov 7, 2017

Dear Bird Talk, Lilliana, or please redirect: I want to express my thanks and appreciation for your patience, help and effort put forth in getting my insurance coverage for our recent trip to North Carolina for a grandson’s wedding. I say that I had started with another company and verbally was advised that they could […]

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Problems With Insurance Claims

Posted date : Nov 7, 2017

Dear Bird Talk, We are 11-year snowbirds to Florida. Last winter, we changed our emergency travel insurance to [name of insurance company omitted]. By coincidence, last year we needed that insurance badly. My wife was admitted to the hospital in serious condition with severe nosebleeds. The hospital contacted our emergency insurance, which was handled by […]

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A Horror Story Averted!

Posted date : Nov 7, 2017

Dear Bird Talk, Ross Quigley’s article in the summer 2010 edition of CSANews (‘Let me first say that Medipac is fine!’) hit the nail on the head. I suspect that our personal case illustrates the need very clearly. We went for a short, three-week holiday that included a one-week cruise out of Tampa last spring, […]

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Joint Tenancy With Right of Survivorship

Posted date : Nov 7, 2017

Dear Bird Talk, Re: Joint tenancy with right of survivorship My wife and I purchased a condo in Florida approximately 20 years ago. The deed indicated that both of us are “grantees” (purchasers) and also specifies that we are husband and wife. We have been told by an attorney (who is also an acquaintance) that […]

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Insurance Premium and Heart Conditions

Posted date : Nov 7, 2017

Dear Bird Talk, My wife was diagnosed with a “heart block” – a condition that limited blood flow somewhat, and which required the use of a pacemaker. After spending 6 hours in the hospital, we left for home with her new pacemaker humming away nicely. It has really improved her energy level and with her […]

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Traveling with a Pre-Existing Condition

Posted date : Nov 7, 2017

Dear Bird Talk, My wife and I just retired this year and unfortunately shortly afterwards, she was diagnosed with breast cancer. It was successfully removed and there was no further spread of the disease. She is starting chemo for four treatments in September and then will finish with five weeks of radiation on or about […]

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