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US Medicare

Posted date : Nov 6, 2017

Dear Bird Talk, There has been a drastic increase in Medicare premiums for alien permanent residents (formerly Green Card holders) in the United States. This affects persons over the age of 65 such as myself and my wife. For the past ten years I have been paying a premium of $340.00 per month, annually $4,080. […]

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EBay and Paypal Payments

Posted date : Nov 4, 2017

Dear Bird Talk, I am a Canadian spending my winters in Arizona. Last winter I had an eBay account and paid for my purchases through PayPal with a Canadian credit card for delivery to my temporary U.S. address. This worked fine. This year I ordered an item on eBay and to my embarrassment PayPal refused […]

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Canadian Credit cards in U.S. restaurants

Posted date : Nov 4, 2017

We recently used our Canadian credit card to pay for a meal in a U.S. restaurant. The total was $22.15 before tip, so I left a $4 tip for a total of $26.15. I noticed a few days later that my credit card was charged $ 53.15 Canadian…I know our dollar is low, but not […]

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Watch the expiration dates of your cards !

Posted date : Nov 4, 2017

Dear Bird Talk, Like many snowbirds, we do our banking online while in Florida. While away from home, we use Kathy’s debit card information to access our company and personal bank accounts but, last winter, we discovered that her card was about to expire while we were away. It had a November expiry date. According […]

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Banking in the United States

Posted date : Nov 4, 2017

Dear Bird Talk, Having recently purchased condos in both Ontario and Florida, we are just about to join the ranks of the snowbirds. Is it necessary to set up a bank account in the U.S., or have you found it possible to get along with just a Canadian bank and a VISA card? Arthur Wenk, […]

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Preferred US Bank?

Posted date : Nov 4, 2017

Dear Bird Talk, My husband and I are retiring this January and are planning to spend our winters in either Arizona or Texas. Is there a U.S. bank that is a better choice for Canadians? We are heading to Arizona for February and to Texas in March and would like to open a chequing account […]

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Do not use your SIN as identification in the United States

Posted date : Nov 4, 2017

Dear Bird Talk, I always enjoy the articles and timely tips, but must admit that one article in the recent Bird Talk section raised huge red flags. I refer specifically to the one from V.C. in Lloydminster, AB, where he suggested how to adapt your SIN to facilitate a U.S. credit card application. Having been […]

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USD Credit Card

Posted date : Nov 4, 2017

Dear Bird Talk, I have read with interest your previous exchanges on the difficulty of obtaining a U.S. $ bank credit card. Last summer, the solution seemed to be to get a U.S. tax ID number. That option won’t work anymore, as the IRS will not issue one unless you will be filing a U.S. […]

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Issues in trying to acquire U.S. credit cards at major shopping stores.

Posted date : Nov 4, 2017

Dear bird talk, This message is in reference to the lady trying to acquire U.S. credit cards at major shopping stores. As snowbirds, we have a home in an adult community in henderson, Nevada and this is what has worked for me when applying for a card with Macy’s, dillards, Kohls, etc. Once you have […]

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Unable to complete an application to get a Wal-Mart credit card

Posted date : Nov 4, 2017

Dear bird talk, I have been unable to complete an application to get a Wal-Mart credit card because the computer insists on a Social Security Number and, of course, I only have a Canadian social insurance number. two weeks of trying to find some way around the computer and talking to senior staff at the […]

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