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Credit Card Fees

Posted date : Nov 4, 2017

Dear Bird Talk, Today, I spoke to a different person at Belk customer service regarding the bill with penalties which I received. This person agreed to drop $30.00 in penalties bringing my bill down to $42.00. I paid with MasterCard but this person tried to charge me $15.00 for using it. I said absolutely not. […]

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Social Security Numbers and US Credit Cards

Posted date : Nov 4, 2017

Dear Bird Talk, Like many snowbirds, I often get asked for my social security number (SSN) for financial purposes, such as applying for credit cards. In particular, AMEX will not provide a card unless I provide an SSN, and I particularly want an AMEX card because it is the only one Costco accepts. (I could […]

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Credit Card ZIP Code Tip

Posted date : Nov 4, 2017

Dear Bird Talk, Like many other people, I had the problem of not being able to use my credit card at the gas pumps in Florida because I did not have a U.S. zip code to punch into the pump. My solution was to phone MasterCard and temporarily change my billing address to my U.S. […]

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Credit Cards in the US – and the real solution is…ATMs?!

Posted date : Nov 4, 2017

Dear Bird Talk, I would like to warn CSA members about using ATMs in the USA, based on my personal experience. In early March, I attempted to withdraw US$300.00 from my CIBC Canadian account at a Chase Bank ATM located in a Walgreens Drugs outlet in Mesa, Arizona. Although I received a receipt stating that […]

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Using Credit Cards in the US – and even more…

Posted date : Nov 4, 2017

Dear Bird Talk, We travel to Arizona in the winter and also like to use credit cards at the gas pumps. It took some time for us to be told of a solution, but there is one that works. We use a credit card – an American $ Visa this year, to avoid paying exchange […]

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Using Credit Cards in the US – and more…

Posted date : Nov 4, 2017

Dear Bird Talk, I read the letter from R.D. Burrows in the spring issue of CSA News. We spend the winter in southern Texas and have experienced the same frustrations when attempting to use a card reader at certain gas stations. There is no U.S. zip code attached to our Canadian credit cards and, as […]

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Using Credit Cards in the US – more…

Posted date : Nov 4, 2017

Dear Bird Talk, Here is another suggestion. We obtained a Discover credit card in Florida using our winter address, which was completely acceptable. Discover is good in the U.S. only, as far as we know. If you have a U.S. winter address, then you have a zip code and we use it when buying gas. […]

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Using Credit Cards in the US

Posted date : Nov 4, 2017

Dear Bird Talk, I just read in the spring magazine about the problems experienced in Nevada, Arizona and California when using a credit card at service station pumps. We, too, ran into similar problems this past winter season all along the I-75 and throughout Florida. Upon investigation, we found out that virtually all service stations […]

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Driving Trips in California, Nevada, Arizona

Posted date : Nov 4, 2017

Dear Bird Talk, Just a word of caution to those of us who travel to Nevada, Arizona and California and use Shell, Chevron, Valero or Diamond Shamrock service stations. If you use a Visa or MasterCard, these cards are not accepted at their gas pumps without a U.S. zip code. These pumps are programmed to […]

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Frequent Flyer Credit Card

Posted date : Nov 4, 2017

Dear Bird Talk, Re: your info in CSANews, would you please tell me how to obtain a frequent flyer credit card. I do have an AIR MILES credit card I can use in some stores, but none appear to have the benefit of the card you discuss in your article. I would appreciate any info […]

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