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Posted date : Nov 4, 2017

Dear Bird Talk, I have read with interest your previous exchanges on the difficulty of obtaining a U.S. $ bank credit card. Last summer, the solution seemed to be to get a U.S. tax ID number. That option won’t work anymore, as the IRS will not issue one unless you will be filing a U.S. […]

Posted date : Nov 4, 2017

Dear bird talk, This message is in reference to the lady trying to acquire U.S. credit cards at major shopping stores. As snowbirds, we have a home in an adult community in henderson, Nevada and this is what has worked for me when applying for a card with Macy’s, dillards, Kohls, etc. Once you have […]

Posted date : Nov 4, 2017

Dear bird talk, I have been unable to complete an application to get a Wal-Mart credit card because the computer insists on a Social Security Number and, of course, I only have a Canadian social insurance number. two weeks of trying to find some way around the computer and talking to senior staff at the […]

Posted date : Nov 4, 2017

Dear Bird Talk, Today, I spoke to a different person at Belk customer service regarding the bill with penalties which I received. This person agreed to drop $30.00 in penalties bringing my bill down to $42.00. I paid with MasterCard but this person tried to charge me $15.00 for using it. I said absolutely not. […]

Posted date : Nov 4, 2017

Dear Bird Talk, Like many snowbirds, I often get asked for my social security number (SSN) for financial purposes, such as applying for credit cards. In particular, AMEX will not provide a card unless I provide an SSN, and I particularly want an AMEX card because it is the only one Costco accepts. (I could […]

Posted date : Nov 4, 2017

Dear Bird Talk, Like many other people, I had the problem of not being able to use my credit card at the gas pumps in Florida because I did not have a U.S. zip code to punch into the pump. My solution was to phone MasterCard and temporarily change my billing address to my U.S. […]

Posted date : Nov 4, 2017

Dear Bird Talk, I would like to warn CSA members about using ATMs in the USA, based on my personal experience. In early March, I attempted to withdraw US$300.00 from my CIBC Canadian account at a Chase Bank ATM located in a Walgreens Drugs outlet in Mesa, Arizona. Although I received a receipt stating that […]

Posted date : Nov 4, 2017

Dear Bird Talk, We travel to Arizona in the winter and also like to use credit cards at the gas pumps. It took some time for us to be told of a solution, but there is one that works. We use a credit card – an American $ Visa this year, to avoid paying exchange […]

Posted date : Nov 4, 2017

Dear Bird Talk, I read the letter from R.D. Burrows in the spring issue of CSA News. We spend the winter in southern Texas and have experienced the same frustrations when attempting to use a card reader at certain gas stations. There is no U.S. zip code attached to our Canadian credit cards and, as […]

Posted date : Nov 4, 2017

Dear Bird Talk, Here is another suggestion. We obtained a Discover credit card in Florida using our winter address, which was completely acceptable. Discover is good in the U.S. only, as far as we know. If you have a U.S. winter address, then you have a zip code and we use it when buying gas. […]