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Posted date : Nov 4, 2017

Dear Bird Talk, Today, I spoke to a different person at Belk customer service regarding the bill with penalties which I received. This person agreed to drop $30.00 in penalties bringing my bill down to $42.00. I paid with MasterCard but this person tried to charge me $15.00 for using it. I said absolutely not. […]

Posted date : Nov 4, 2017

Dear Bird Talk, I have run into banking fees regarding U.S.$ deposits from Canadian banks. Does anyone know of a bank in the Rio Grande Valley which does not have these fees? Richard in ON Response: Ed: This is an ongoing problem for many snowbirds. U.S. banks often charge deposit fees, they may hold up […]

Posted date : Nov 4, 2017

Dear Bird Talk, I would like to warn CSA members about using ATMs in the USA, based on my personal experience. In early March, I attempted to withdraw US$300.00 from my CIBC Canadian account at a Chase Bank ATM located in a Walgreens Drugs outlet in Mesa, Arizona. Although I received a receipt stating that […]

Posted date : Nov 4, 2017

Dear Bird Talk, We travel to Arizona in the winter and also like to use credit cards at the gas pumps. It took some time for us to be told of a solution, but there is one that works. We use a credit card – an American $ Visa this year, to avoid paying exchange […]

Posted date : Nov 4, 2017

Dear Bird Talk, I read the letter from R.D. Burrows in the spring issue of CSA News. We spend the winter in southern Texas and have experienced the same frustrations when attempting to use a card reader at certain gas stations. There is no U.S. zip code attached to our Canadian credit cards and, as […]

Posted date : Nov 4, 2017

Dear Bird Talk, I have been asked by several senior friends as an original CSA member to write to you of our concern regarding what is happening to our savings in this period of economic downturn, in particular as it applies to our RRIFs and the amounts we must withdraw. Seniors, those of us fortunately […]

Posted date : Nov 4, 2017

Hello Bird Talk! One of your members has suggested that many other “snowbirds” would be extremely interested to learn about a pension that is available to most people who worked in the U.K. at some point in their lives. I am attaching a brief info piece for possible reprint in your excellent magazine, CSANews, and […]

Posted date : Nov 4, 2017

Dear Bird Talk, Perhaps you think that when a couple has a joint bank account with right of survivorship that no changes will be made after the death of one partner. When my husband passed away, I found out that this is not so with our account at the Canadian Imperial Bank of Commerce. When […]

Posted date : Nov 4, 2017

Dear bird talk, I could not let this year’s Canada Day celebrations, spent here at Horseshoe Cove R.V. Resort, pass without letting you all know just how much all us Canadian residents in this park appreciated yet another visit from Gerry & Joan Brissenden. Last year was our first visit from them and we all […]

Posted date : Nov 4, 2017

Dear Bird Talk: I’m one of the many snowbirds that own a small one-bedroom condo (600 sq. ft.) in Pinellas County, Treasure Island Florida. In the year 2005 our taxes were increased by a staggering 142 % or $1622.12. Now for the year 2006 the proposed taxes, if adopted, will increase our taxes another 34 […]