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Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I have completed Representation Agreements in lieu of Advance Directives. We plan to register these with Nidus. What steps can we take to ensure that our representative is involved when we are out of province and, particularly, in the U.S.? Do Medipac and other carriers typically check NIDUS? If […]

Posted date : Nov 7, 2017

Dear Bird Talk, We have my wife’s 92-year-old father living with us and he wants to come to Florida with us, but will not get any insurance. What do you advise us to do? We don’t want to be liable if anything happens. Kevin McLoughlin Ridgeway, ON Response: Ed.: Do NOT take him unless he […]

Posted date : Nov 6, 2017

Dear Bird Talk, I have been a subscriber for a long time and have not seen any articles or letters inquiring about the technicalities of marrying an American. We all enjoy our winters in the U.S. and sometimes, romance happens. I am one of the lucky ones and am contemplating marriage in the future. As […]

Posted date : Nov 6, 2017

Dear Bird Talk, Re: the article ‘And the survey says’ by J. Ross Quigley. In this article, Mr Quigley states the following statistics. Quote: 80% are married, 3.5% are living common law and, just so you know, 0.65% live an alternate lifestyle. Unquote. What do you mean ‘just so you know’? Why didn’t you just […]

Posted date : Nov 6, 2017

Dear Bird Talk, Florida State Tax Discrimination – The Final Word The printing of the letter from the Office of Citizens Services and your own introductory paragraph stating that governor Crist had actually done something for part-time residents, and will do more, is to enter the world of “make believe.” Please read “Governor Crist Proposes […]

Posted date : Nov 6, 2017

Dear Bird Talk, There has been a drastic increase in Medicare premiums for alien permanent residents (formerly Green Card holders) in the United States. This affects persons over the age of 65 such as myself and my wife. For the past ten years I have been paying a premium of $340.00 per month, annually $4,080. […]

Posted date : Nov 4, 2017

Dear Bird Talk, We are members of the CSA and have always enjoyed your magazine, from humour to serious information. However, I don’t think I have ever read any item that has been more truthful and to the point than the article written by Don Slinger about the happenings in our society and how we […]

Posted date : Nov 4, 2017

Dear Bird Talk, My wife and I own a home in Arizona. Can you give guidance concerning the estate tax? Specifically, circumventing it. Should we have a separate will for the U.S.? Should we have our children’s names on the title? Any advice would be greatly appreciated. W Delorme Calgary, AB Response: Ed.: For persons […]

Posted date : Nov 4, 2017

Dear Bird Talk, Having recently purchased condos in both Ontario and Florida, we are just about to join the ranks of the snowbirds. Is it necessary to set up a bank account in the U.S., or have you found it possible to get along with just a Canadian bank and a VISA card? Arthur Wenk, […]

Posted date : Nov 4, 2017

Dear Bird Talk, I have been asked by several senior friends as an original CSA member to write to you of our concern regarding what is happening to our savings in this period of economic downturn, in particular as it applies to our RRIFs and the amounts we must withdraw. Seniors, those of us fortunately […]