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You get what you pay for

Posted date : Nov 7, 2017

Dear Bird Talk, I just want to impress upon everyone how important it is to have good insurance before entering the U.S. On Jan. 1, 2011, we were in a bad accident on I-75 in Kentucky. Our van was demolished by a big motorhome while we were stopped in front of a police car with […]

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Getting a straight answer on how the U.S. counts days

Posted date : Nov 13, 2017

Dear Bird Talk, Here’s another question about the 182-day issue. We live in Vancouver and have a vacation home in Washington State. Unlike true snowbirds, we use it on many weekends through the year and most of the summer. I keep track of our days (for example, if we go down on Friday afternoon and […]

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Are You Insured While In Florida For Six Months?

Posted date : Nov 7, 2017

Dear Bird Talk: ARE YOU INSURED WHILE IN FLORIDA FOR SIX MONTHS? You can imagine my surprise when I walked into the local Co-Operators office to pick up my pink slip for proof of insurance, as I was leaving for Florida before my actual renewal date. When I sat down in front of the agent, […]

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Read Your Policy

Posted date : Nov 6, 2017

Dear Bird Talk, I appreciate the opportunity to alert your readers to the unfortunate experience I encountered with an insurance company named Pure Insure with offices in Toronto and Vancouver. On April 4, 1999, my flu condition progressed to the point that I encountered a severe cough. As a result, my husband took me to […]

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EBay and Paypal Payments

Posted date : Nov 4, 2017

Dear Bird Talk, I am a Canadian spending my winters in Arizona. Last winter I had an eBay account and paid for my purchases through PayPal with a Canadian credit card for delivery to my temporary U.S. address. This worked fine. This year I ordered an item on eBay and to my embarrassment PayPal refused […]

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Canadian homeowners in Florida having to pay more

Posted date : Nov 4, 2017

Dear Bird Talk, The statements made in the Government Relations report of Issue 93 of CSANews are misleading. I quote the following from the Saint Lucie County Property Appraisers’ website: “Amendment 10 (Save Our Homes): Effective January 1, 1995, Amendment 10 to the Florida Constitution limits any annual increase in the assessed value of residential […]

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Paying taxes when selling home in the U.S.

Posted date : Nov 4, 2017

Dear Bird Talk, We are Canadian with a vacation home in Arizona. Our AZ builder offers a trade-in program, so we are using this and building a larger home. Our current home gets listed by a realtor which they use for their trade-in business and they pay 1/2 his commission. We pay the balance and […]

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Document your requests to any large company

Posted date : Nov 4, 2017

Dear Bird Talk, I think it important to warn other snowbirds about my unfortunate experience with Bell Canada. For two years, I requested temporary suspension of my satellite dish for the TV while I was in Florida. This was done…and I was charged a minimal amount. This past October 2013, I phoned them as usual. […]

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Watch the expiration dates of your cards !

Posted date : Nov 4, 2017

Dear Bird Talk, Like many snowbirds, we do our banking online while in Florida. While away from home, we use Kathy’s debit card information to access our company and personal bank accounts but, last winter, we discovered that her card was about to expire while we were away. It had a November expiry date. According […]

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Get an IRS-ITIN Number

Posted date : Nov 4, 2017

Dear Bird Talk, Per page 37 from Border Guide, and confirmed by Regional Consultant, Investigative Services, Belleville, Ont., it is illegal for Canadians to give their SIN # to any U.S. entity. But get an IRS-ITIN # to use when you have to pay tax or do banking in the U.S. Go to a U.S. […]

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