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Posted date : Nov 7, 2017

Dear Bird Talk, Recently, I negotiated a medical travel insurance policy with Johnson Medoc for a prolonged period of absence from the country. On reviewing the confirmation letter from them, I found that a sum of more than $400 had been added for trip cancellation insurance, which represents 25% of the total cost, or 33% […]

Posted date : Nov 7, 2017

Dear Bird Talk, Just wondering if CSA or others have done any investigation of U.S. property insurance? We were given an initial quote for a new home in Arizona, only to have that quote revised upwards by 50% as soon as they found out that we were Canadian. The second company which we approached quoted […]

Posted date : Nov 7, 2017

Dear Bird Talk, Will owning a home in Florida along with a car with U.S. insurance and plates affect the status of being a Canadian snowbird (thinking of purchasing and leaving auto in Florida)? Thanking you in advance for your comments. Mary from Nova Scotia Response: Ed.: Owning a vacation home and a car registered […]

Posted date : Nov 7, 2017

Dear Bird Talk, We just renewed our RV insurance and were told we would have to pay a surcharge of 25% because we would be in the U.S. for more than 120 days and more than 200 miles from our border. On one hand, we can now be out of province for seven months, but […]

Posted date : Nov 7, 2017

Dear Bird Talk, We have my wife’s 92-year-old father living with us and he wants to come to Florida with us, but will not get any insurance. What do you advise us to do? We don’t want to be liable if anything happens. Kevin McLoughlin Ridgeway, ON Response: Ed.: Do NOT take him unless he […]

Posted date : Nov 7, 2017

Dear Bird Talk, In response to your letter from Len Stoll, Ottawa, re top-up insurance. My husband and I wanted an extra five days in April 2011 and I called the insurance company we were with that year and there was no problem. They sold us five days’ each. Were we covered if an emergency […]

Posted date : Nov 7, 2017

Dear Bird Talk, I would like to share with Canadian Snowbird Association members our experience this past spring with Medipac Insurance. We had just begun our return to Canada from a five-month stay in south Texas and chose to stop for our first night at Shreveport/Bossier City, Louisiana. About midnight, my husband Steve awoke with […]

Posted date : Nov 7, 2017

Dear Bird Talk, I was unable to get a favourable quote from Medipac (last fall) as I have a 4.6 cm abdominal aortic aneurysm. I am 67 years old. My surgeon will not operate until it gets to 5.5 cm. I have been spending three months in Myrtle Beach for the last 12 years and […]

Posted date : Nov 7, 2017

Dear Bird Talk, I will never endorse CSA as long as they endorse discriminatory insurer, Medipac. The first question on the Medipac application involves HIV, ARC and AIDS. They use this highly discriminatory question to deny coverage and to deny claims. Shame on everyone at CSA for endorsing a company with such overtly discriminatory practices. […]

Posted date : Nov 7, 2017

Dear Bird Talk, I just want to impress upon everyone how important it is to have good insurance before entering the U.S. On Jan. 1, 2011, we were in a bad accident on I-75 in Kentucky. Our van was demolished by a big motorhome while we were stopped in front of a police car with […]