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Problems With Insurance Claims

Posted date : Nov 7, 2017

Dear Bird Talk, We are 11-year snowbirds to Florida. Last winter, we changed our emergency travel insurance to [name of insurance company omitted]. By coincidence, last year we needed that insurance badly. My wife was admitted to the hospital in serious condition with severe nosebleeds. The hospital contacted our emergency insurance, which was handled by […]

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Special Car Insurance Needed for Snowbirds

Posted date : Nov 7, 2017

I have been following up with The Co-operators since the article in the winter magazine. They have been giving confusing information until finally, a policy was issued in late April. If anyone has a vehicle outside of your home province for more than 59 days, they will not be insured unless they pay an extra […]

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Liability Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, We just bought a trailer/lanai in a park in Florida. We realize that home insurance is outrageous (if you can even get coverage), BUT shouldn’t we have liability coverage? Comments, please. Allen Taylor Pickering, ON Response: Ed: Liability insurance is absolutely necessary and it is not expensive. Call your Canadian insurer and […]

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A Horror Story Averted!

Posted date : Nov 7, 2017

Dear Bird Talk, Ross Quigley’s article in the summer 2010 edition of CSANews (‘Let me first say that Medipac is fine!’) hit the nail on the head. I suspect that our personal case illustrates the need very clearly. We went for a short, three-week holiday that included a one-week cruise out of Tampa last spring, […]

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Are You Insured While In Florida For Six Months?

Posted date : Nov 7, 2017

Dear Bird Talk: ARE YOU INSURED WHILE IN FLORIDA FOR SIX MONTHS? You can imagine my surprise when I walked into the local Co-Operators office to pick up my pink slip for proof of insurance, as I was leaving for Florida before my actual renewal date. When I sat down in front of the agent, […]

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Medipac Staff

Posted date : Nov 7, 2017

Dear Bird Talk, We are writing to express our sincere thanks for the excellent service that we received from Medipac employees. Each person with whom we spoke, to seek assistance, was efficient and knowledgeable about the Medipac insurance. We had not realized that my husband Norman was not eligible for the regular insurance and that […]

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Home Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, Our insurance company requires that the house be checked every two days in order that we are covered. Are there any companies out there that do this for a small fee or is it better to hire someone yourself? Sandra Green Barrie, ON Response: Ed.: All companies have some type of requirement […]

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Insurance Premium and Heart Conditions

Posted date : Nov 7, 2017

Dear Bird Talk, My wife was diagnosed with a “heart block” – a condition that limited blood flow somewhat, and which required the use of a pacemaker. After spending 6 hours in the hospital, we left for home with her new pacemaker humming away nicely. It has really improved her energy level and with her […]

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Traveling with a Pre-Existing Condition

Posted date : Nov 7, 2017

Dear Bird Talk, My wife and I just retired this year and unfortunately shortly afterwards, she was diagnosed with breast cancer. It was successfully removed and there was no further spread of the disease. She is starting chemo for four treatments in September and then will finish with five weeks of radiation on or about […]

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Florida Driver’s Licence and Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, I read with interest the letters of my snowbird colleagues and would like to offer my experience and opinion. 1.) Do we need a Florida driver’s licence? I do not now, but I have had one for 35 years and like it. I have never needed it in traffic. However, it came […]

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