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Strong Dollar, High Premiums?

Posted date : Nov 7, 2017

Dear Bird Talk: I was interested in reading your Editor’s Message in the winter issue of CSANews (issue 65). There is no doubt that the Canadian dollar is buying much more than it did in even the recent past. All snowbirds hope that the rates of exchange stay where they are for many years to […]

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Thanks Medipac!

Posted date : Nov 7, 2017

Dear Bird Talk, Enclosed is our Early Bird Application for our upcoming winter season in Florida. I just wanted to enclose with the application our heartfelt thanks for Medipac’s wonderful response to our emergency medical requirements last winter. It was five days before our only daughter’s wedding in the Dominican Republic and we were scheduled […]

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When to Call

Posted date : Nov 7, 2017

Dear Bird Talk, I am concerned about Medipac travel insurance. The policy on page 2 states as follows: “You or someone on Your behalf (if you are unable to do so) MUST call Medipac Assist BEFORE You seek Medical Treatment.” If my wife or I suddenly had an emergency, such as on of us collapsing, […]

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Thanks Medipac!

Posted date : Nov 7, 2017

Dear Bird Talk, I am 85 years old and have taken health insurance every year going south for the past 15 years. I often wondered what would happen if I needed help. While in Las Vegas, I broke my hip. I had wonderful treatment from the first phone call. Medipac took care of everything, even […]

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Pro-Rate Clause

Posted date : Nov 7, 2017

Dear Bird Talk: Re: the “Pro-Rate Clause” I am compelled to write regarding the “angry letter” received by an “unhappy client”. Who did she think, or they think, they were that they could beat the system? They lied – outright, to previous existing conditions! Give me a break – shame on them! Isn’t it strange […]

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Medical Conditions – Know Them of All

Posted date : Nov 7, 2017

Dear Bird Talk, This is in response to the member who wrote a letter in the summer edition regarding an Insurance Company that had a clause in its policy stating that the patient should know of all medical conditions he or she might have, and therefore he was not covered by insurance. The editors are […]

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Competitive Prices

Posted date : Nov 7, 2017

Dear Bird Talk, I think it is great that the CSA supports the Medipac Insurance program and vice/versa. It is an important membership benefit to a lot of members and I am sure the insurers have a successful operation financially. However, what bothers me is that it is not cost effective for all members and […]

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Travel within Canada

Posted date : Nov 7, 2017

Dear Bird Talk, My wife and I are members of CSA and I have my Travel Emergency Insurance with Medipac for U.S. travel (5 months). We will be in British Columbia for 10 days this summer. RBC Insurance says that we need emergency medical insurance and that OHIP won’t cover us. Are the RBC people […]

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Hospital Bills – Negotiate Them!

Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I spend winters in Hemet, CA, and both of us have had to have medical attention there, at our own expense. I was hospitalized with pneumonia in December 2002, a pre-existing condition on my insurance. Remember, if you are paying the bill, you can deal. When we got our […]

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Fedreal Superannuate Surcharge

Posted date : Nov 7, 2017

Gentlemen: Re: $40.00 Surcharge With regard to your CSA News article regarding the $40.00 surcharge that Medipac adds to their out-of-province health insurance policies. It is Not Fair that Federal Government employees must pay a $40.00 penalty because the Federal Government has a MEDOC Plan of out-of-province insurance available to them for the first 40 […]

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