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Non-Residents Driver’s Licence

Posted date : Nov 13, 2017

Dear Bird Talk, At the Detroit border crossing on Oct. 26, 2007, we were unfortunate to get a very officious U.S. border agent by the name of Sanchez. He wasn’t very pleasant while informing us of the 180-day rule (we had our last five years of copies of Form 8840). Then, seemingly out of the […]

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Medications Crossing the Border

Posted date : Nov 13, 2017

Dear Bird Talk, I thought that you would be interested in printing the enclosed information and, by finding out whether other seniors have experienced similar problems, take steps to enlist another voice on our side. Possibly Hon. Tony Clement, minister of health. Predictably, there has been no reply from the Foreign Affairs Department. Yours Truly, […]

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Vehicle Insurance and Licensing

Posted date : Nov 13, 2017

Dear Bird Talk, I spend four winter months in Florida and am getting tired of the return drive. I’d like to fly and buy a car in Florida to keep there. What rules about owning and insuring a vehicle do I need to consider in making my decision? How about my Canadian driver’s licence, is […]

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Federal Superannuates Insurance Coverage

Posted date : Nov 13, 2017

Dear Bird Talk, It is my understanding from information in a letter to “Bird Talk” included in the latest issue of CSANews, that retired federal public servants have had their medical coverage increased from $100,000 to $500,000 for a continuous 40-day period. Why should they be treated so differently from other retired people? They earned […]

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Exceeding 182 days for medical reasons

Posted date : Nov 7, 2017

Dear Bird Talk, Similar to many other Canadian Snowbirds, my wife and I spend 179-180 days in the U.S. every winter, saving 2 or 3 days in case something unforeseen should happen, so as not to exceed the 182 days allowed by the B2 visa. Since Canadian and U.S. border services now share or will […]

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Snowbird Car Insurance

Posted date : Nov 7, 2017

After reading about the 180-day maximum vehicle insurance coverage period when in the U.S. in the last CSA News issue, I also contacted my Certas/State Farm agent, who was unaware of the 180-day limit but was subsequently advised by HQ that this is indeed (and has been) an annual maximum. He claims that this is […]

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OHIP requesting detailed statements

Posted date : Nov 7, 2017

Dear Bird Talk, This past winter in Florida, I went to a walk-in clinic and paid cash for the visit. The doctor sent me to the nearby hospital for an ultrasound of my leg and, again, I paid them cash. After arriving back in Ontario, I mailed my receipts to the London OHIP office. They […]

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Do insurance providers check with NIDUS registry?

Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I have completed Representation Agreements in lieu of Advance Directives. We plan to register these with Nidus. What steps can we take to ensure that our representative is involved when we are out of province and, particularly, in the U.S.? Do Medipac and other carriers typically check NIDUS? If […]

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Insurance options for retired government employees

Posted date : Nov 7, 2017

Dear Bird Talk, I am a retired federal employee spending each winter in Florida. I have medical coverage under the Public Service Health Care Plan for up to 40 days outside of Canada. To extend this, I fly back and forth to Ontario every few weeks to keep renewing the 40-day coverage, a rather expensive […]

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It’s fine to own a home and car with U.S. insurance and plates in Florida

Posted date : Nov 7, 2017

Dear Bird Talk, Will owning a home in Florida along with a car with U.S. insurance and plates affect the status of being a Canadian snowbird (thinking of purchasing and leaving auto in Florida)? Thanking you in advance for your comments. Mary from Nova Scotia Response: Ed.: Owning a vacation home and a car registered […]

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