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Car Insurance in the U.S.

Posted date : Nov 7, 2017

Dear Bird Talk, I thought this info might be of some interest to other snowbirds who might be contemplating purchasing a car in the U.S. My wife and I bought a car in Florida last year so that we would have a second car for our (meaning my wife’s) convenience. When I went to get […]

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It’s fine to own a home and car with U.S. insurance and plates in Florida

Posted date : Nov 7, 2017

Dear Bird Talk, Will owning a home in Florida along with a car with U.S. insurance and plates affect the status of being a Canadian snowbird (thinking of purchasing and leaving auto in Florida)? Thanking you in advance for your comments. Mary from Nova Scotia Response: Ed.: Owning a vacation home and a car registered […]

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Vehicle Insurance and Licensing

Posted date : Nov 13, 2017

Dear Bird Talk, I spend four winter months in Florida and am getting tired of the return drive. I’d like to fly and buy a car in Florida to keep there. What rules about owning and insuring a vehicle do I need to consider in making my decision? How about my Canadian driver’s licence, is […]

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Federal Superannuates Insurance Coverage

Posted date : Nov 13, 2017

Dear Bird Talk, It is my understanding from information in a letter to “Bird Talk” included in the latest issue of CSANews, that retired federal public servants have had their medical coverage increased from $100,000 to $500,000 for a continuous 40-day period. Why should they be treated so differently from other retired people? They earned […]

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Snowbird Car Insurance

Posted date : Nov 7, 2017

After reading about the 180-day maximum vehicle insurance coverage period when in the U.S. in the last CSA News issue, I also contacted my Certas/State Farm agent, who was unaware of the 180-day limit but was subsequently advised by HQ that this is indeed (and has been) an annual maximum. He claims that this is […]

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Do insurance providers check with NIDUS registry?

Posted date : Nov 7, 2017

Dear Bird Talk, My husband and I have completed Representation Agreements in lieu of Advance Directives. We plan to register these with Nidus. What steps can we take to ensure that our representative is involved when we are out of province and, particularly, in the U.S.? Do Medipac and other carriers typically check NIDUS? If […]

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Insurance options for retired government employees

Posted date : Nov 7, 2017

Dear Bird Talk, I am a retired federal employee spending each winter in Florida. I have medical coverage under the Public Service Health Care Plan for up to 40 days outside of Canada. To extend this, I fly back and forth to Ontario every few weeks to keep renewing the 40-day coverage, a rather expensive […]

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Getting top-up insurance while out-of-county: is it allowed?

Posted date : Nov 7, 2017

Dear Bird Talk, In response to your letter from Len Stoll, Ottawa, re top-up insurance. My husband and I wanted an extra five days in April 2011 and I called the insurance company we were with that year and there was no problem. They sold us five days’ each. Were we covered if an emergency […]

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Travel Medical Insurance for Visitors to Canada

Posted date : Nov 7, 2017

Dear Bird Talk, We have recently had our niece and her family visit us here in B.C., from Colorado. I was interested in what travel medical coverage cost them and how it compares to Medipac. When I asked them, they informed me that they had not taken out any travel medical insurance; since Canada has […]

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Car Insurance Limits in the USA

Posted date : Nov 7, 2017

Dear Bird Talk, I read with interest the article in Bird Talk regarding car insurance and was petrified that I probably was driving in the U.S. potentially without insurance. I immediately called the Zenith Insurance Co., my provider, quoted your article and was told immediately that it was incorrect and I was covered for six […]

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