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Car Insurance in the U.S.

Posted date : Nov 7, 2017

Dear Bird Talk, I thought this info might be of some interest to other snowbirds who might be contemplating purchasing a car in the U.S. My wife and I bought a car in Florida last year so that we would have a second car for our (meaning my wife’s) convenience. When I went to get […]

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It’s fine to own a home and car with U.S. insurance and plates in Florida

Posted date : Nov 7, 2017

Dear Bird Talk, Will owning a home in Florida along with a car with U.S. insurance and plates affect the status of being a Canadian snowbird (thinking of purchasing and leaving auto in Florida)? Thanking you in advance for your comments. Mary from Nova Scotia Response: Ed.: Owning a vacation home and a car registered […]

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Car and truck in the U.S.

Posted date : Aug 2, 2023

Can you leave your RV and/or car in the U.S. for longer than six months? Is there a way to leave your RV/car in the U.S. and be fully insured?

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Civil responsibility for a Canadian car

Posted date : Jan 13, 2023

Hi, we own a condominium in Florida that we use for five months a year. Can I have a car’s civil responsibility (more than two million) for a Canadian car that I will leave in Florida all year around. I will be using the car for less than six months a year and it will be in storage for the rest of the time.

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Vehicle insurance

Posted date : Jan 13, 2023

My insurance agent is telling me that I need extra coverage if I drive my car to Florida for the winter. They say that any vehicle staying in the U.S. for more than 30 days requires special coverage. Is this correct?

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U.S. car purchase

Posted date : Sep 19, 2022

I am Canadian and my husband is American. We have a mobile home in Florida. We are buying a car in Michigan, driving it to Florida and leaving it there. Should my name be on the vehicle as well?

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Car purchase

Posted date : May 11, 2022

I bought a car in Florida to leave there and purchased auto insurance with Geico. Now, Geico is telling me that they will not renew my policy unless I get a U.S. licence. Are there U.S. insurance companies that do not require a U.S. licence?

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Vehicle Insurance and Licensing

Posted date : Nov 13, 2017

Dear Bird Talk, I spend four winter months in Florida and am getting tired of the return drive. I’d like to fly and buy a car in Florida to keep there. What rules about owning and insuring a vehicle do I need to consider in making my decision? How about my Canadian driver’s licence, is […]

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Federal Superannuates Insurance Coverage

Posted date : Nov 13, 2017

Dear Bird Talk, It is my understanding from information in a letter to “Bird Talk” included in the latest issue of CSANews, that retired federal public servants have had their medical coverage increased from $100,000 to $500,000 for a continuous 40-day period. Why should they be treated so differently from other retired people? They earned […]

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Snowbird Car Insurance

Posted date : Nov 7, 2017

After reading about the 180-day maximum vehicle insurance coverage period when in the U.S. in the last CSA News issue, I also contacted my Certas/State Farm agent, who was unaware of the 180-day limit but was subsequently advised by HQ that this is indeed (and has been) an annual maximum. He claims that this is […]

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