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Insurance options for retired government employees

Posted date : Nov 7, 2017

Dear Bird Talk, I am a retired federal employee spending each winter in Florida. I have medical coverage under the Public Service Health Care Plan for up to 40 days outside of Canada. To extend this, I fly back and forth to Ontario every few weeks to keep renewing the 40-day coverage, a rather expensive […]

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Need to expose bad insurance companies

Posted date : Nov 7, 2017

Dear Bird Talk, I think you are doing a grave disservice to your Canadian readers for not letting them know which insurance company refused to pay for the hospital that treated the little girl in Mexico. I have used insurance companies over the years and had no problem until I was stranded out west in […]

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U.S. property insurance

Posted date : Nov 7, 2017

Dear Bird Talk, Just wondering if CSA or others have done any investigation of U.S. property insurance? We were given an initial quote for a new home in Arizona, only to have that quote revised upwards by 50% as soon as they found out that we were Canadian. The second company which we approached quoted […]

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It’s fine to own a home and car with U.S. insurance and plates in Florida

Posted date : Nov 7, 2017

Dear Bird Talk, Will owning a home in Florida along with a car with U.S. insurance and plates affect the status of being a Canadian snowbird (thinking of purchasing and leaving auto in Florida)? Thanking you in advance for your comments. Mary from Nova Scotia Response: Ed.: Owning a vacation home and a car registered […]

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25% surcharge for RV insurance: nationwide or just the wrong company?

Posted date : Nov 7, 2017

Dear Bird Talk, We just renewed our RV insurance and were told we would have to pay a surcharge of 25% because we would be in the U.S. for more than 120 days and more than 200 miles from our border. On one hand, we can now be out of province for seven months, but […]

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92-year old father-in-law doesn’t want to buy travel insurance

Posted date : Nov 7, 2017

Dear Bird Talk, We have my wife’s 92-year-old father living with us and he wants to come to Florida with us, but will not get any insurance. What do you advise us to do? We don’t want to be liable if anything happens. Kevin McLoughlin Ridgeway, ON Response: Ed.: Do NOT take him unless he […]

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Getting top-up insurance while out-of-county: is it allowed?

Posted date : Nov 7, 2017

Dear Bird Talk, In response to your letter from Len Stoll, Ottawa, re top-up insurance. My husband and I wanted an extra five days in April 2011 and I called the insurance company we were with that year and there was no problem. They sold us five days’ each. Were we covered if an emergency […]

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Medipac Travel Insurance – Happy Customers

Posted date : Nov 7, 2017

Dear Bird Talk, I would like to share with Canadian Snowbird Association members our experience this past spring with Medipac Insurance. We had just begun our return to Canada from a five-month stay in south Texas and chose to stop for our first night at Shreveport/Bossier City, Louisiana. About midnight, my husband Steve awoke with […]

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Medipac Travel Insurance – Happy Customers

Posted date : Nov 7, 2017

Dear Bird Talk, Lilliana, or please redirect: I want to express my thanks and appreciation for your patience, help and effort put forth in getting my insurance coverage for our recent trip to North Carolina for a grandson’s wedding. I say that I had started with another company and verbally was advised that they could […]

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Tax Deductions for Travel Medical Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, As members of CSA, we would like to thank the staff at your office for acting so quickly to resolve the issue of allowing snowbirds to deduct their annual premiums for out-of-province coverage. The success in resolving that issue is worth every penny that we pay to be members of the association. […]

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