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Canada Health Act – Provincial health insurance plans

Posted date : Nov 7, 2017

Provincial health insurance plans- Canada Health Act. Dear bird talk, I believe the provincial health insurance plans should be prepared to provide cost protection for medical services outside the home province up to what is assessed as the cost to provide the service within the province. this would significantly reduce the cost of insurance from […]

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Travel Medical Insurance for Visitors to Canada

Posted date : Nov 7, 2017

Dear Bird Talk, We have recently had our niece and her family visit us here in B.C., from Colorado. I was interested in what travel medical coverage cost them and how it compares to Medipac. When I asked them, they informed me that they had not taken out any travel medical insurance; since Canada has […]

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Car Insurance Limits in the USA

Posted date : Nov 7, 2017

Dear Bird Talk, I read with interest the article in Bird Talk regarding car insurance and was petrified that I probably was driving in the U.S. potentially without insurance. I immediately called the Zenith Insurance Co., my provider, quoted your article and was told immediately that it was incorrect and I was covered for six […]

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Problems With Insurance Claims

Posted date : Nov 7, 2017

Dear Bird Talk, We are 11-year snowbirds to Florida. Last winter, we changed our emergency travel insurance to [name of insurance company omitted]. By coincidence, last year we needed that insurance badly. My wife was admitted to the hospital in serious condition with severe nosebleeds. The hospital contacted our emergency insurance, which was handled by […]

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Special Car Insurance Needed for Snowbirds

Posted date : Nov 7, 2017

I have been following up with The Co-operators since the article in the winter magazine. They have been giving confusing information until finally, a policy was issued in late April. If anyone has a vehicle outside of your home province for more than 59 days, they will not be insured unless they pay an extra […]

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Liability Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, We just bought a trailer/lanai in a park in Florida. We realize that home insurance is outrageous (if you can even get coverage), BUT shouldn’t we have liability coverage? Comments, please. Allen Taylor Pickering, ON Response: Ed: Liability insurance is absolutely necessary and it is not expensive. Call your Canadian insurer and […]

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Home Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, Our insurance company requires that the house be checked every two days in order that we are covered. Are there any companies out there that do this for a small fee or is it better to hire someone yourself? Sandra Green Barrie, ON Response: Ed.: All companies have some type of requirement […]

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Insurance Premium and Heart Conditions

Posted date : Nov 7, 2017

Dear Bird Talk, My wife was diagnosed with a “heart block” – a condition that limited blood flow somewhat, and which required the use of a pacemaker. After spending 6 hours in the hospital, we left for home with her new pacemaker humming away nicely. It has really improved her energy level and with her […]

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Florida Driver’s Licence and Insurance

Posted date : Nov 7, 2017

Dear Bird Talk, I read with interest the letters of my snowbird colleagues and would like to offer my experience and opinion. 1.) Do we need a Florida driver’s licence? I do not now, but I have had one for 35 years and like it. I have never needed it in traffic. However, it came […]

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Boat Insurance and a Driver’s Licence?

Posted date : Nov 7, 2017

Dear Bird Talk, For your info, I have a story of interest but do not wish to have my name published in the CSANews. A few years ago, I surrendered my U.S. driver’s licence for a Canadian driver’s licence. Last spring (2008), when I renewed my BOAT insurance, my insurance company called to say that […]

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