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Social Security Numbers and US Credit Cards

Posted date : Nov 4, 2017

Dear Bird Talk, Like many snowbirds, I often get asked for my social security number (SSN) for financial purposes, such as applying for credit cards. In particular, AMEX will not provide a card unless I provide an SSN, and I particularly want an AMEX card because it is the only one Costco accepts. (I could […]

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Banking Fees

Posted date : Nov 4, 2017

Dear Bird Talk, I have run into banking fees regarding U.S.$ deposits from Canadian banks. Does anyone know of a bank in the Rio Grande Valley which does not have these fees? Richard in ON Response: Ed: This is an ongoing problem for many snowbirds. U.S. banks often charge deposit fees, they may hold up […]

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Credit Cards in the US – and the real solution is…ATMs?!

Posted date : Nov 4, 2017

Dear Bird Talk, I would like to warn CSA members about using ATMs in the USA, based on my personal experience. In early March, I attempted to withdraw US$300.00 from my CIBC Canadian account at a Chase Bank ATM located in a Walgreens Drugs outlet in Mesa, Arizona. Although I received a receipt stating that […]

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Money Transfer Issue in the US

Posted date : Nov 4, 2017

Dear Bird Talk, Please check the following information and alert our fellow Snowbirds of the following problems. I have been trying to transfer money from my Canadian bank U.S. Dollar account into my account in the Chase Bank in Arizona. They have instituted a new policy whereby it now takes fro 4 to 6 weeks […]

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Warning! Unjust Bank Charges

Posted date : Nov 4, 2017

Dear Sirs: I recently had a disturbing banking experience with Bank of America in Fort Myers, Florida. A normal deposit of $4,000.00 USD from my local U.S. Dollar account at TD Canada Trust was hit with a transaction deduction and service charges of $110.00 USD, on the pretense that it was a banker’s “collection item” […]

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Money Orders

Posted date : Nov 4, 2017

Dear Bird Talk, Re: Summer 1999 issue, page 11. I also had the same problems as Kenneth Ramsay. A teller in St. Pete’s, Florida told me, a Canadian money order could bounce like a cheque. I explained that I’d paid cash at the bank for them. I had to use the machine for cash. Fortunately, […]

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Issue 95

Posted date : Oct 19, 2017

CSANews Issue 95 Summer 2015 Edition – GOLF – Vacation Properties – Unknown Europe – Healthy Backs

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Issue 92

Posted date : Oct 19, 2017

As expected, many of the other travel insurance plans have implemented substantial rate increases this year. Their overhead costs and poor claims administration systems have finally caught up with them and rates appear to be up by 10-15% ‒ and sometimes as high as 50%. What a terrible way to treat your clients. For years, […]

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Issue 88

Posted date : Oct 19, 2017

CSANews Issue 88 — Fall 2013 Edition :: Discover Myanmar || Taking Medication on the Road || Choose the Right G.I.C. || A Journey for Your Palate

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Issue 84

Posted date : Oct 18, 2017

CSANews Issue 84 — Fall 2012 Edition ::: Understanding the Basics of Joint Ownership || The Evolution of Long-Term Care || Enchanting San Antonio || Exploring The chilean Desert

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