Bird Talk » Insurance

Posted date : May 10, 2023.

I understand that Ontario recently ruled to retain OHIP coverage for any emergencies while outside of Canada. Can you please explain why I would need travel insurance as well, if any emergency medical costs are going to be covered by OHIP?

Posted date : May 10, 2023.

We have owned a Park model trailer in central Florida for the past 12 years. We have carried homeowners’ insurance from the same company for the entire time and have never made a claim…

Posted date : Jan 13, 2023.

My insurance agent is telling me that I need extra coverage if I drive my car to Florida for the winter. They say that any vehicle staying in the U.S. for more than 30 days requires special coverage. Is this correct?

Posted date : Jul 21, 2022.

We are new to being snowbirds. Please tell me that there is a travel insurance plan out there which covers you for 150 days without having to come across the border every 30-33 days?

Posted date : May 11, 2022.

I bought a car in Florida to leave there and purchased auto insurance with Geico. Now, Geico is telling me that they will not renew my policy unless I get a U.S. licence. Are there U.S. insurance companies that do not require a U.S. licence?

Posted date : Dec 16, 2021.

I continue to get conflicting opinions about how long I can safely stay in the U.S. One opinion is no more than 183 consecutive days or 183 days cumulative in a calendar year and the other opinion is 183 days per year, but calculated at 100% of current year days + 1/3 of the year prior days and 1/6 of the two years’ prior days…

Posted date : Sep 16, 2021.

We are planning on purchasing the multi-trip plan this year and we were wanting to know if we would quality for full discounts even though we didn’t travel or purchase insurance for the 2020-2021 season….

Posted date : Sep 21, 2020.

We are snowbirds who spent the winters in California. We have tracked our days in the U.S. very carefully and every year, we file Form 8840….

Posted date : Sep 21, 2020.

Mr. Quigley says that Medipac will cover policy holders for COVID-19 this winter and is encouraging us to purchase coverage through their Early Bird program….

Posted date : Sep 21, 2020.

I have two issues with travel insurance. Firstly, although I continue to pay premiums for out-of-country insurance, the insurer will not cover any travel to Florida if I fall ill to coronavirus….