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Bird Talk » Insurance

Insurance

OHIP coverage

Posted date : May 21, 2024.

Am I wrong, or is it not the LAW that OHIP MUST pay to a member of OHIP the amount spent on a legal medical claim whatever it would pay to a Canadian hospital or doctor?

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IRS 8840/B2 VISA

Posted date : May 21, 2024.

I know that an hour-long trip to the U.S. to shop is counted as a day in the U.S. for both visa and IRS purposes. I also know that a partial day spent travelling through the U.S. from one Canadian city to…

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Short trip from the U.S.

Posted date : May 21, 2024.

I plan to enter the U.S. on November 1 for a six-month stay. I will return to Canada on April 30. I will take a two-week trip outside of the U.S. in January. Can I then use those two weeks for a trip to the U.S. in July?

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Importance of travel insurance

Posted date : May 21, 2024.

We are snowbirds. One day at noon, my husband had a seizure out of the blue. He was taken to the hospital in Melbourne, Florida, where he remained for five days….

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Out-of-country provincial health coverage

Posted date : Sep 14, 2023.

Is there a way to estimate the amount of provincial health plan coverage for health costs incurred in the U.S.? The reimbursement amount is important to know, in order to help snowbirds choose a deductible amount when they are buying out-of-country insurance.

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Form 8840

Posted date : Sep 14, 2023.

We are usually in the U.S. for fewer than 182 days. As long as we file the Form 8840, are we okay to stay in the U.S. for the extra 25 days, or should we shorten our trip?

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Vehicle ownership

Posted date : Sep 14, 2023.

I own my own place in the U.S. and live there for the winter months. I’ve bought a vehicle and have it registered and insured in the state in which I own property…

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Tax implications for emergency medical insurance premiums

Posted date : Aug 2, 2023.

Are emergency medical insurance premiums paid by snowbirds to Canadian insurance companies for travel to the U.S. tax deductible on our Canadian returns?

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Mexican dental work and Medipac

Posted date : May 10, 2023.

Winter visitors to Arizona often travel to Mexico for dental work. Are medical emergencies, such as excessive bleeding/blood loss from extractions, covered by Medipac?

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Travel insurance and OHIP coverage

Posted date : May 10, 2023.

I understand that Ontario recently ruled to retain OHIP coverage for any emergencies while outside of Canada. Can you please explain why I would need travel insurance as well, if any emergency medical costs are going to be covered by OHIP?

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