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Bird Talk » Insurance

Insurance

It’s fine to own a home and car with U.S. insurance and plates in Florida

Posted date : Nov 7, 2017.

Dear Bird Talk, Will owning a home in Florida along with a car with U.S. insurance and plates affect the status of being a Canadian snowbird (thinking of purchasing and leaving auto in Florida)? Thanking you in advance for your comments. Mary from Nova Scotia Response: Ed.: Owning a vacation home and a car registered […]

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25% surcharge for RV insurance: nationwide or just the wrong company?

Posted date : Nov 7, 2017.

Dear Bird Talk, We just renewed our RV insurance and were told we would have to pay a surcharge of 25% because we would be in the U.S. for more than 120 days and more than 200 miles from our border. On one hand, we can now be out of province for seven months, but […]

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92-year old father-in-law doesn’t want to buy travel insurance

Posted date : Nov 7, 2017.

Dear Bird Talk, We have my wife’s 92-year-old father living with us and he wants to come to Florida with us, but will not get any insurance. What do you advise us to do? We don’t want to be liable if anything happens. Kevin McLoughlin Ridgeway, ON Response: Ed.: Do NOT take him unless he […]

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Getting top-up insurance while out-of-county: is it allowed?

Posted date : Nov 7, 2017.

Dear Bird Talk, In response to your letter from Len Stoll, Ottawa, re top-up insurance. My husband and I wanted an extra five days in April 2011 and I called the insurance company we were with that year and there was no problem. They sold us five days’ each. Were we covered if an emergency […]

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Medipac Travel Insurance – Happy Customers

Posted date : Nov 7, 2017.

Dear Bird Talk, I would like to share with Canadian Snowbird Association members our experience this past spring with Medipac Insurance. We had just begun our return to Canada from a five-month stay in south Texas and chose to stop for our first night at Shreveport/Bossier City, Louisiana. About midnight, my husband Steve awoke with […]

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Aneurysm Size and Medipac Coverage

Posted date : Nov 7, 2017.

Dear Bird Talk, I was unable to get a favourable quote from Medipac (last fall) as I have a 4.6 cm abdominal aortic aneurysm. I am 67 years old. My surgeon will not operate until it gets to 5.5 cm. I have been spending three months in Myrtle Beach for the last 12 years and […]

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Medipac Application Questions

Posted date : Nov 7, 2017.

Dear Bird Talk, I will never endorse CSA as long as they endorse discriminatory insurer, Medipac. The first question on the Medipac application involves HIV, ARC and AIDS. They use this highly discriminatory question to deny coverage and to deny claims. Shame on everyone at CSA for endorsing a company with such overtly discriminatory practices. […]

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You get what you pay for

Posted date : Nov 7, 2017.

Dear Bird Talk, I just want to impress upon everyone how important it is to have good insurance before entering the U.S. On Jan. 1, 2011, we were in a bad accident on I-75 in Kentucky. Our van was demolished by a big motorhome while we were stopped in front of a police car with […]

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Thank you Medipac!

Posted date : Nov 7, 2017.

Dear Bird Talk, This past winter, I had the misfortune of contracting GBS (Guillain-Barre syndrome). I, like many others, had never heard of this debilitating autoimmune disorder. If you want a scary read, Google it on the Internet. With the accompanying pain and lack of sleep due to the pain, I ended up in the […]

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Calls to 911

Posted date : Nov 7, 2017.

Dear Bird Talk, As a Medipac Insurance customer, I am just wondering something. If I have to make a 911 call and all of the first responders (i.e. police, ambulance, fire department, dog catcher, etc.) react, how much coverage do I have through Medipac for their services. We are in Yuma and have heard that […]

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