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Bird Talk » Insurance

Insurance

Top-ups and Pre-Existing Conditions

Posted date : Nov 7, 2017.

Dear Bird Talk, My husband and I spend four months in Florida each winter. I have 62 days’ coverage through my Ontario Teachers Insurance Plan (OTIP) and top it up to 126 days with Medipac. Last winter was the first time in many years I actually had a medical problem while in Florida, but it […]

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Medipac Travel Insurance – Happy Customers

Posted date : Nov 7, 2017.

Dear Bird Talk, Lilliana, or please redirect: I want to express my thanks and appreciation for your patience, help and effort put forth in getting my insurance coverage for our recent trip to North Carolina for a grandson’s wedding. I say that I had started with another company and verbally was advised that they could […]

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Pre-Existing Conditions and Medipac’s Return to Destination Benefit

Posted date : Nov 7, 2017.

Dear Bird Talk, We have been members of the CSA for a number of years & use Medipac as our out-of-country medical insurer. My question is, after reading about Don Kannon’s article from Williamstown, ON, in the latest CSA magazine, I am a bit confused about how he was able to return to Texas after […]

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Tax Deductions for Travel Medical Insurance

Posted date : Nov 7, 2017.

Dear Bird Talk, As members of CSA, we would like to thank the staff at your office for acting so quickly to resolve the issue of allowing snowbirds to deduct their annual premiums for out-of-province coverage. The success in resolving that issue is worth every penny that we pay to be members of the association. […]

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Medipac provides automatic extensions of coverage for FREE!!

Posted date : Nov 7, 2017.

Dear bird talk, My husband and I spent four months last winter in florida, with 62 days of insurance from my retired teachers of Ontario plan, then topping up with Medipac. we arrived back in canada on april 2 and our Medipac insurance expired on april 3. if we had been in a serious accident […]

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Visit-USA Act – Canadian health coverage

Posted date : Nov 7, 2017.

Dear bird talk, I read with interest the articles and letters about the proposed Visit-Usa act in the spring issue of CSANews. I was wondering what the effect will be on Canadian health coverage for Canadians who would be out of Canada for more than 183 days. I believe that, at present, the time out […]

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Canada Health Act – Provincial health insurance plans

Posted date : Nov 7, 2017.

Provincial health insurance plans- Canada Health Act. Dear bird talk, I believe the provincial health insurance plans should be prepared to provide cost protection for medical services outside the home province up to what is assessed as the cost to provide the service within the province. this would significantly reduce the cost of insurance from […]

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Having your auto in the U.S. for six months

Posted date : Nov 7, 2017.

Some readers have written saying that having your auto in the U.S. for six months is not a problem under your auto insurance, or that it is only an Ontario problem. Response: Just have your broker or insurance company drop you a letter or e-mail stating that – then it is not a problem. Drive […]

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“Balance billing” – the foul practices involved

Posted date : Nov 7, 2017.

Dear Bird Talk, Your J. Ross Quigley expounded in the fall issue of your CSANews that “our strategy to confront aggressive billing departments, combined with Medipac’s reputation for paying our claims, has proven very successful.” We were involved in a rather unfortunate car accident on December 31, 2010 at KeyWest, FL, but we can confirm […]

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Travel Medical Insurance for Visitors to Canada

Posted date : Nov 7, 2017.

Dear Bird Talk, We have recently had our niece and her family visit us here in B.C., from Colorado. I was interested in what travel medical coverage cost them and how it compares to Medipac. When I asked them, they informed me that they had not taken out any travel medical insurance; since Canada has […]

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